Small Cheap Car £1000
Discussion
Scrump said:
mike74 said:
Aygo/C1/107 should fit the bill.
I recently bought one of these for this sort of money. Pleased with the car.His budget should include the insurance cost too.
You might find spending more money on the car will bring the insurance cost down.
I would populate a spreadsheet with a list of actual cars from Autotrader c.£1200 with actual insurance quotes from somewhere like compare the market.
Depending on how many miles he will do MPG could be factored in too.
E.g. if he keeps the £1000 car for 2 years and the insurance is £1200 per year and it does 30 miles per gallon and 8000 miles per year.
It will cost a total of £1000 + £1200 + £1200 + £1450 + £1450 = £6300
If he buys a car for £1500, with insurance that is £1000 per year and does 40 MPG
It will cost a total of £1500 + £1000 + £1000 + £1200 + £1200 = £5900
I found the Kia Picanto, Suzuki Alto and Toyota Yaris to be cheapest on insurance. But I don't like the C1/108/Aygo so didn't consider them.
You could also try to calculate residual values, so after 2 years if the £1000 car would be worth £640 and the £1500 would be worth £960, you could add in £360 / £540 costs into the calculations.
You might find spending more money on the car will bring the insurance cost down.
I would populate a spreadsheet with a list of actual cars from Autotrader c.£1200 with actual insurance quotes from somewhere like compare the market.
Depending on how many miles he will do MPG could be factored in too.
E.g. if he keeps the £1000 car for 2 years and the insurance is £1200 per year and it does 30 miles per gallon and 8000 miles per year.
It will cost a total of £1000 + £1200 + £1200 + £1450 + £1450 = £6300
If he buys a car for £1500, with insurance that is £1000 per year and does 40 MPG
It will cost a total of £1500 + £1000 + £1000 + £1200 + £1200 = £5900
I found the Kia Picanto, Suzuki Alto and Toyota Yaris to be cheapest on insurance. But I don't like the C1/108/Aygo so didn't consider them.
You could also try to calculate residual values, so after 2 years if the £1000 car would be worth £640 and the £1500 would be worth £960, you could add in £360 / £540 costs into the calculations.
Twingo GT
https://www.autotrader.co.uk/car-details/202010285...
Clio
https://www.autotrader.co.uk/car-details/202011286...
https://www.autotrader.co.uk/car-details/202010205...
Beetle for some reason these are cheap to insure even in 2.0 form
https://www.autotrader.co.uk/car-details/202011196...
https://www.autotrader.co.uk/car-details/202011256...
https://www.autotrader.co.uk/car-details/202011236...
Volvo C30 sometimes come in with sensible insurance numbers
https://www.autotrader.co.uk/car-details/202011116...
147 T Spark as above
https://www.autotrader.co.uk/car-details/202010275...
Astra again these are sometimes cheaper to insure than a Corsa etc
https://www.autotrader.co.uk/car-details/202011276...
https://www.autotrader.co.uk/car-details/202012046...
Mazda2 TS2
https://www.autotrader.co.uk/car-details/202011256...
Citroen C2
https://www.autotrader.co.uk/car-details/202003058...
https://www.autotrader.co.uk/car-details/202011126...
207 Sport
https://www.autotrader.co.uk/car-details/202010175...
https://www.autotrader.co.uk/car-details/202003048...
Swift GL
https://www.autotrader.co.uk/car-details/202012036...
https://www.autotrader.co.uk/car-details/202012016...
Corsa SXI
https://www.autotrader.co.uk/car-details/202012016...
https://www.autotrader.co.uk/car-details/202011286...
https://www.autotrader.co.uk/car-details/202010285...
Clio
https://www.autotrader.co.uk/car-details/202011286...
https://www.autotrader.co.uk/car-details/202010205...
Beetle for some reason these are cheap to insure even in 2.0 form
https://www.autotrader.co.uk/car-details/202011196...
https://www.autotrader.co.uk/car-details/202011256...
https://www.autotrader.co.uk/car-details/202011236...
Volvo C30 sometimes come in with sensible insurance numbers
https://www.autotrader.co.uk/car-details/202011116...
147 T Spark as above
https://www.autotrader.co.uk/car-details/202010275...
Astra again these are sometimes cheaper to insure than a Corsa etc
https://www.autotrader.co.uk/car-details/202011276...
https://www.autotrader.co.uk/car-details/202012046...
Mazda2 TS2
https://www.autotrader.co.uk/car-details/202011256...
Citroen C2
https://www.autotrader.co.uk/car-details/202003058...
https://www.autotrader.co.uk/car-details/202011126...
207 Sport
https://www.autotrader.co.uk/car-details/202010175...
https://www.autotrader.co.uk/car-details/202003048...
Swift GL
https://www.autotrader.co.uk/car-details/202012036...
https://www.autotrader.co.uk/car-details/202012016...
Corsa SXI
https://www.autotrader.co.uk/car-details/202012016...
https://www.autotrader.co.uk/car-details/202011286...
mrunderhill said:
His budget should include the insurance cost too.
You might find spending more money on the car will bring the insurance cost down.
I would populate a spreadsheet with a list of actual cars from Autotrader c.£1200 with actual insurance quotes from somewhere like compare the market.
Thanks for suggesting this. Rather than getting real quotes, is there a way of estimating what the insurance would be by inputting age + insurance group into some kind of calculator?You might find spending more money on the car will bring the insurance cost down.
I would populate a spreadsheet with a list of actual cars from Autotrader c.£1200 with actual insurance quotes from somewhere like compare the market.
SlowDarren said:
Thanks for suggesting this. Rather than getting real quotes, is there a way of estimating what the insurance would be by inputting age + insurance group into some kind of calculator?
Once you've done one quote on one of the comparison sites it's easy to then revise the quote so you only have to put the reg in of the next car. Will be much more accurate this way. Gassing Station | Car Buying | Top of Page | What's New | My Stuff



