Help Upgrade, Keep, Lease ??

[Cheeks87]

Hi all looking for some advice.

I currently have a 3 series 325d on pcp i love the car but it’s a 64 plate and has 51,000 on the clock. Nothing major has happened in my ownership since 12000 miles.

But I’m torn on what to do do I pay off the finance and keep it it’s big enough at the moment. But might need a bigger boot if family gets bigger.

Upgrade the bmw to a touring 3 series ? Which will give me room to grow into ?

Or I bank with Santander and they offer leasing options there’s a xc60 for 400 a month ? Will offer more space and the Payment seems ok.

Any help appreciated

[Wagonwheel555]

Cheeks87 said:

Hi all looking for some advice.

I currently have a 3 series 325d on pcp i love the car but it’s a 64 plate and has 51,000 on the clock. Nothing major has happened in my ownership since 12000 miles.

But I’m torn on what to do do I pay off the finance and keep it it’s big enough at the moment. But might need a bigger boot if family gets bigger.

Upgrade the bmw to a touring 3 series ? Which will give me room to grow into ?

Or I bank with Santander and they offer leasing options there’s a xc60 for 400 a month ? Will offer more space and the Payment seems ok.

Any help appreciated

How big is your family now?

We have a 330D saloon and with a 1 year old, its plenty big enough for 99% of the journeys we do. Even if we had a second, the boot is big enough for two kids worth of klobber as the first kid will need less stuff by that point anyway. For going away etc, we just bang a roof box on.

[Welshbeef]

Why not keep hold of it and see what will or will not happen.

[Cheeks87]

Wagonwheel555 said:

Cheeks87 said:

Hi all looking for some advice.

I currently have a 3 series 325d on pcp i love the car but it’s a 64 plate and has 51,000 on the clock. Nothing major has happened in my ownership since 12000 miles.

But I’m torn on what to do do I pay off the finance and keep it it’s big enough at the moment. But might need a bigger boot if family gets bigger.

Upgrade the bmw to a touring 3 series ? Which will give me room to grow into ?

Or I bank with Santander and they offer leasing options there’s a xc60 for 400 a month ? Will offer more space and the Payment seems ok.

Any help appreciated

How big is your family now?

We have a 330D saloon and with a 1 year old, its plenty big enough for 99% of the journeys we do. Even if we had a second, the boot is big enough for two kids worth of klobber as the first kid will need less stuff by that point anyway. For going away etc, we just bang a roof box on.

This would be the other car I want. we have a 3 year old but are planning on expanding to another.

[Cheeks87]

Welshbeef said:

Why not keep hold of it and see what will or will not happen.

I could do this and do love my car it’s now 7 years old that’s all and thinking what could be the best option

[ZX10R NIN]

The best option is to keep it & when number two is on the way then change, I have to say if you're thinking of getting a touring then you may as well keep what you have..