Can you negotiate a PCP balloon payment?

[jv021]

Hi all, I have a car coming off a PCP in the next few weeks.

The intention is to buy it out, however, this is the first car I've had on PCP and I only signed up to PCP due to the discount and 0% Apr.

I always want to ensure I get the best deal and I would like to know if it is possible to negotiate down the balloon payment?

It's a BMW if that makes any difference.

[SydneyBridge]

Doubt it

I would assume the balloon is a far bit less than what the car is worth at the moment

[essayer]

I was able to negotiate Renault down £2k ish on a Zoe, but that was a few years back.

I think in the current market of buoyant prices you have no chance

[Wagonwheel555]

With the used market being as it is, I would say you have no chance.

Worth a try though, nothing to lose.

Do you think its worth less than the balloon then?