Looking to buy M12 GTO-3
Looking to buy M12 GTO-3
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Discussion

CTE

Original Poster:

1,521 posts

269 months

Saturday 14th July 2012
quotequote all
Please could you give me an indication as to what a 50 year old (boo) with clean license (at present) in a rural area would pay and who is regarded as the best to insure with?

Should not ask this question, but I will, when driven sensibly (60/70 ish mph) where possible, what mpg on a run would you expect to get?

mgbond

6,749 posts

261 months

Saturday 14th July 2012
quotequote all
I'm almost 40 and pay under £300 with admiral multicar on a 6k mile a year.

Prob could achieve mid twenties, however it's very hard to not put your foot down every now and then so expect around twenty.

Bondy

TuxMan

9,011 posts

267 months

Saturday 14th July 2012
quotequote all
Hi Mark , im 47 and pay £500 all in , limited to 5000 miles with 6 track days although car is heavily modified biggrin

Before I uprated the engine I had no problem getting 25 to the gallon on a run .

Tux

GC1

908 posts

209 months

Saturday 14th July 2012
quotequote all
Mark I'm 47 and pay £265 fully comp track days,ltd 3k with CCI....

CTE

Original Poster:

1,521 posts

269 months

Saturday 14th July 2012
quotequote all
I currently have a supercharged (240hp) Lotus Elise which costs about £500 with CCI and whilst the lotus is very quick, the Noble is clearly quicker...so why is the Noble less to insure??...not complainng of course....bonus.

jdearden

1,746 posts

206 months

Saturday 14th July 2012
quotequote all
Claims history. Not many nobles about. So less get crashed so insurers see them as a safer bet than something like a elise which there are thousands off, which in turn means there are more crashes

TuxMan

9,011 posts

267 months

Saturday 14th July 2012
quotequote all
James you are soooooo wrong !!............Noble owners are better drivers simples....biggrinbiggrin

Tux

jdearden

1,746 posts

206 months

Saturday 14th July 2012
quotequote all
TuxMan said:
James you are soooooo wrong !!............Noble owners are better drivers simples....biggrinbiggrin

Tux
I stand corrected. Lol lol

mgbond

6,749 posts

261 months

Saturday 14th July 2012
quotequote all
And the Tax is cheap wink

ollygogs

166 posts

222 months

Saturday 14th July 2012
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and better smiles per miles

F.C.

3,901 posts

237 months

Sunday 15th July 2012
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jdearden said:
Claims history. Not many nobles about. So less get crashed so insurers see them as a safer bet than something like a elise which there are thousands off, which in turn means there are more crashes
Can't agree with that at all. My M400 was cheap as chips to insure, my Ultima is literally three times the money.
I haven't moved and in fact my license is cleaner now than it was then.
Come to think of it My F430 was in the same ball park as the ultima and it was only a year old at the time so replacement cost would have been £100,000+ in the case of a write off.
Go figure!!

sjc

16,365 posts

299 months

Zoobeef

6,004 posts

187 months

Sunday 15th July 2012
quotequote all
£700 at admiral for me. I'm 27 with 3 points (can stop declaring in November smile ) and my last car turned into a million pieces, wasn't my fault.....honest

JBliss

1,149 posts

186 months

Sunday 15th July 2012
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£800 including mods for me with Elephant. I'm 23, 3 points with 2 years NCB. my previous car was a bmw 335i and that was £3800!!!

Edited by JBliss on Sunday 15th July 11:03

wessexrfc

4,326 posts

215 months

Sunday 15th July 2012
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JBliss said:
£800 including mods for me with Elephant. I'm 23, 3 points with 2 years NCB. my previous car was a bmw 335i and that was £3800!!!

Edited by JBliss on Sunday 15th July 11:03
Are you sure they have insured you for the correct car. A Noble is in a higher group than a 335. I remember I got a Lancer Evo insured when I was 24, they insured me cheaper than anyone else ( nfu) turned out (after killing it three days later) they insured me for a 1.6 standard lancer dispite me giving all the correct details. I was insured as it was their fault. Now 39 and Admiral charge me £460 with Europe breakdown cover. Was Elephant alot cheaper than anyone else????

Zoobeef

6,004 posts

187 months

Sunday 15th July 2012
quotequote all
wessexrfc said:
Are you sure they have insured you for the correct car. A Noble is in a higher group than a 335. I remember I got a Lancer Evo insured when I was 24, they insured me cheaper than anyone else ( nfu) turned out (after killing it three days later) they insured me for a 1.6 standard lancer dispite me giving all the correct details. I was insured as it was their fault. Now 39 and Admiral charge me £460 with Europe breakdown cover. Was Elephant alot cheaper than anyone else????
Elephant and admiral are the same group are they not? Its to do with the amount stolen and the number of claims. On a Noble it must be a couple a year hence cheaper than the BMW which must have 100's

JBliss

1,149 posts

186 months

Sunday 15th July 2012
quotequote all
Yes, i asked them why it was so much cheaper and its all down to the number stolen and crashed,

Admiral and Elephant are the same company when it comes to the underwriters

Edited by JBliss on Sunday 15th July 11:59

Ikemi

8,610 posts

234 months

Sunday 15th July 2012
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I'm 26 years old and I don't have a Noble at present, but I was looking a year ago and as such, I obtained a few insurance quotes. For me (25 years old, 5 years driving, 5 years NCB, good postcode, no points) a M12 GTO-3 would be £700 fully comp; an absolute bargain! At the time, the renewal quote for my Elise 111S was £1200!

It's due to the fact that there aren't many of them on the roads and therefore not many Nobles are involved in accidents. I imagine there aren't many in the hands of young, inexperienced drivers either!

wessexrfc

4,326 posts

215 months

Sunday 15th July 2012
quotequote all
Zoobeef said:
Elephant and admiral are the same group are they not?
I ment a Noble is a higher group insurance ie group 20+. Sounds like it's all due to number crashed.

Zoobeef

6,004 posts

187 months

Sunday 15th July 2012
quotequote all
wessexrfc said:
Zoobeef said:
Elephant and admiral are the same group are they not?
I ment a Noble is a higher group insurance ie group 20+. Sounds like it's all due to number crashed.
I meant when you referred to elephant being cheaper. I think they are part of admiral and usually have similar prices. I think