insurance
Author
Discussion

kentviking

Original Poster:

577 posts

269 months

Monday 14th August 2006
quotequote all
Just a top up for those following the insurance costs

Just renewed my M12 GTO 2.5 for 7,000 mile limited fully comp insurance including 9yrs NCD protected, full legal and spare car cover. No track days.
I'm 37 and live in the countryside.
no claims or convictions.
car stored on premises (not garaged).
One fault claim just over 3 years ago.
£400 total compulsary excess, £50 windscreen excess.

Cheapest was found by A-plan (who advertise on here) - £830. (Tesco renewal was 947 on fully comparable basis).Elephant cover both my other cars (online arm of admiral) but would not cover the noble.

Not bad for a supercar

Simon BB

284 posts

244 months

Monday 14th August 2006
quotequote all
Yep that sounds pretty good and about right.

I've just renewed my insurance - the most competitive I could find was with A'Plan also:

36 years old, limited to 5k miles a year, GTO3R, garaged etc with £350 excess and 6 years NCD - £830

Like you say, not bad for a supercar..... but my Griff 500 renewal for the year (ok not as fast but still group 20) was £307!!

Cheers,

Si

gadgeroonie

5,362 posts

265 months

Monday 14th August 2006
quotequote all
i pay 580 fully comp Tesco's !!

i'm 36 yrs old

pbsaxman

977 posts

254 months

Monday 14th August 2006
quotequote all
gadgeroonie said:
i pay 580 fully comp Tesco's !!

i'm 36 yrs old


How come all you young whipersnappers get insurance so cheap
I'm nearly ancient have a clean licence and insurance record and the best I can get on a new M400 is £950

mr noble

6,538 posts

262 months

Monday 14th August 2006
quotequote all
I'm 29 and have 2 claims and 8 points and have just had to pay £1500 (with 4 trackdays)

Thats double what I paid last year! Was not a happy bunny!



Maybe you need to call around more. You should be able to get it for about £600 or less with your profile. Thats for limited milage but they never seem to check it.

G

pbsaxman

977 posts

254 months

Monday 14th August 2006
quotequote all
mr noble said:
I'm 29 and have 2 claims and 8 points and have just had to pay £1500 (with 4 trackdays)

Thats double what I paid last year! Was not a happy bunny!



Maybe you need to call around more. You should be able to get it for about £600 or less with your profile. Thats for limited milage but they never seem to check it.

G


I've phoned all the usual suspects, Tesco, Direct Line, etc etc etc. The best quote was from Cheam Insurance with a 7000 mile limit and £1000 excess which was £932!!! A Plan wanted £1300

I do wonder if its an insurance company ploy as they all show my address as North Humberside, which doesn't exist! As opposed to East Riding of Yorkshire which does! However thats probably wrong as they tend to work on postcodes.

Must be 'cos its new. I can't think of any other reason it would be so steep!

Peter

washy

950 posts

305 months

Monday 14th August 2006
quotequote all
Value north of 50K will make all the difference I reckon.

pbsaxman

977 posts

254 months

Monday 14th August 2006
quotequote all
washy said:
Value north of 50K will make all the difference I reckon.


Figures. Mind you if it is ever off the road I get a free courtesy car!! Of similar stature and performance

In addition anyone who isn't family can drive it with my permission fully comp!

Now I've just got to keep my soon to be son in law out of it!!

ajg31

1,455 posts

236 months

Tuesday 9th January 2007
quotequote all
Ressurecting this old thread, any of you have advice (except for slow down ) for drivers that have a far from clean license (6 points current, 7 week suspension and 6 points in last 5 years). A GTO-3 not garaged with 30k value is looking to set me back about £2400, £200 more than a Tivver 350 and £1000 more than my current car. Priviledge would only have cost me £1400 with 2 claims, or £800 with clean. Damn my stupidity


Edited by ajg31 on Tuesday 9th January 02:33



Edited by ajg31 on Tuesday 9th January 02:34

Rishi

65 posts

238 months

Tuesday 9th January 2007
quotequote all
24, 2years NCB, No Claims - £2258

And thats the cheapest from anyone who would actually insure me on the M12

My other Group 20 car is only £600 to insure.



Rishi

GO 2 H

14 posts

238 months

Tuesday 9th January 2007
quotequote all
HOPE THIS HELPS I PAY £519 FULLY COMP 45 FULL NO CLAMES PROTECTED
LIVE IN NORFOLK 8K MILES A YEAR £1000 EXES
WITH TESCO BUT THE CAR MUST HAVE A CAT 1 AND A EMOBELIZER FITTED
HAD TO GET PROOF FROM MOLE VALEY THANKS FOR THERE HELP
TIM

snuffy

13,216 posts

313 months

Tuesday 9th January 2007
quotequote all
It's that time of year ago for me as well. Today online a tried Tesco's DirectLine and Privilege. Now, looking at their sites and the questions asked it's as plain as a pike staff that all 3 are the same company, but they don't give the same prices. My quotes were :

Tesco : £987
Direct Line : £822
Privilege : £738

I also tried confused.com who cam up with... wait for it... £1748

Look's like I shall be contining with Classic Line on an agreed value policy which does not require any NCD. They are a fraction more than Privilege but when you call them they are very efficent and I can understand what they say, which cannot be said about most insurance companies with call centers in India. You get what yopu pay for and it's not always about who's gives the lowest price.



tonyf

2,300 posts

305 months

Tuesday 9th January 2007
quotequote all
I done a deal with my company insurers on my M400 which they covered for £400 comprehensive with 250 xs just to secure my business !! Makes a farce of the insurance industry if you ask me but I"m not complaining of course.

malc 21

68 posts

239 months

Tuesday 9th January 2007
quotequote all
try this one then £3013.00 10 years ncd im 37 and no bumps and the second one was £2100.98 not garaged

mal

Owd Twat

260 posts

256 months

Tuesday 9th January 2007
quotequote all
Just had my renewal notice from Direct Line: 50 yrs old, protected no claims, 'motor legal protection', £425 xs, less than 5000/yr: Grand Total of £591. Tried SAGA, came down to £493 on line.Any other suggestions for firms who like mature drivers or is that as good as it gets?

Owd Twat

260 posts

256 months

Tuesday 9th January 2007
quotequote all
heheMy mistake....thought it didn't seem right. With voluntary £500 xs, comes down to £413. Includes cover when driving in the EU, so first visit to Le Mans looks v. likely this year at Chez Brian, 3/4 hr from circuit.

Rishi

65 posts

238 months

Tuesday 9th January 2007
quotequote all
Rishi said:
24, 2years NCB, No Claims - £2258

And thats the cheapest from anyone who would actually insure me on the M12

My other Group 20 car is only £600 to insure.



Rishi



This also covers me in the Europe for 90days a year..


Rishi

ajg31

1,455 posts

236 months

Tuesday 9th January 2007
quotequote all
Okay then, so who is going to come on and give me some quotes that include 3-4 convictions over the last 5 years i am looking at 2k i think WHEN i can find someone who will take the risk. Anyone know of specialist higher risk companys out there?

tonyf

2,300 posts

305 months

Wednesday 10th January 2007
quotequote all
ajg31 said:
Okay then, so who is going to come on and give me some quotes that include 3-4 convictions over the last 5 years i am looking at 2k i think WHEN i can find someone who will take the risk. Anyone know of specialist higher risk companys out there?

Look in the back of Top Marques magazine or the like, there are a number of insurance companies that advertise that will take on higher risk candidates. Good Luck.

nobleman

14 posts

236 months

Wednesday 17th January 2007
quotequote all
Just been quoted £329 by Competition Car Insurance for a single track day for my M400 which I valued @ £50K. Thats with a £5K excess. Seems excessive. Can anyone suggest another insurance company for track day insuarnce. Will try Aon tomorrow.