HAGERTY INSURANCE WARNING

[TuxMan]

I,ve had confirmation today thet Hagertys are not insuring cars with a pro alloy intercooler !!!!fitting this item will invalidate your insurance ! anyone with a existing policy should ring them to confirm details !!!

[Mike Tuckwood]

How ridiculous?
Did they explain why?


Mike.

[alex s]

Thats strange, as I am with them and all mods are ok, including intercooler, exhaust, suspension, brakes, mag wheels.

Maybe they just dont like pro-alloy.

[Gadgeroonie]

its a modification and most insurance companies do not like mods

stupid really, it won't increase power on its own

Adrain flux do not mind modified cars - might be worth going to them for a quote

[snuffy]

Gadgeroonie said:

Adrain flux do not mind modified cars - might be worth going to them for a quote

Keep up at the back there !! ( but you need to read the insurance thread )

Edited by snuffy on Tuesday 12th January 16:48

[TuxMan]

alex s said:

Thats strange, as I am with them and all mods are ok, including intercooler, exhaust, suspension, brakes, mag wheels.

Maybe they just dont like pro-alloy.

Alex would advise you check as there have been some changes !!

[TuxMan]

Mike Tuckwood said:

How ridiculous?
Did they explain why?


Mike.

had lots of problems last year and if they carry on the same the will go under therefore all premiums have been raised and they are not insuring high risk or modified cars !! they feel a intercooler upgrade is the first steps to major upgrades and its not what they want !!

[wessexrfc]

How would they know. I once had a mk2 evo had loads of mods. I didn't realize how much it had been modified until we broke it for parts. I insured it as a mk 2 evo the insurance company insured it as a 1.6 lancer, (did think it was cheap for a 22 year old, but the cover note said evo2) Only had the car for 3 days before I killed it. The insurance man didn’t even know what type of car it was, let alone open the bonnet. Have things changed, or is it just not worth the risk......................................................The question is would an insurance man know the difference between a factory fitted intercooler and a proalloy, there are no visable differences to the untrained eye.

[TuxMan]

they new it was developed my Roushe(sorry if spelt wrong) and whey new what were the advantages of fitting it !! it also has "Pro alloy" stamped all over it !! if fact i was very suprised how much info they new !!!

[Gadgeroonie]

back in the cosworth hay days - insurance assesors would check injectors and turbo's etc to see if a car was modified. if it was, they would not pay out

its a big risk to not tell your insurer about modifications

we can blame this all on the owners that keep smashing thier Nobles

Edited by Gadgeroonie on Tuesday 12th January 19:17

[TuxMan]

The worry is there was alot of people who bought intercoolers in the group buy !!!!

[Lakelord]

TuxMan said:

The worry is there was alot of people who bought intercoolers in the group buy !!!!

I'll swap you my standard one for the Pro Alloy one if you want?
I'm all heart me.

[TuxMan]

Ha ha ha ......... No that's ok ...... I'll keep it :-)