insurance

[jdearden]

today i informed my insurance company elephant that i had changed the suspension on my car. to which they turned round and declined my policy as have given me 12 days to find alternative insurance. my problem is no one will insure me at a resonable price. im running out of options. any ideas. have tried the general insurance companies but due to my age 22. and recent speeding conviction no on will insure me.

[TuxMan]

I used competition car insurance they quoted me £600 fullycomp with 4 track day cover , including all my mods , might be worth giving them a call .

[Stella Artois]

Auto Direct. £240 F/C.

[Lakelord]

As you mention, the fact you're 22 is probably what's turning the mainstream insurers away. You may get more luck putting your details to an insurance broker and see what they come up with.
Have you tried the likes of Adrian Flux, Haggerty etc?

[mr2turbo300]

Might be worth trying MSM on 01279 870535
Rob.

[TuxMan]

Stella Artois said:

Auto Direct. £240 F/C.

yeh but your a old git

[david.mt]

Of no use to you what so ever but we have a private partner scheme where for £750/annum we can insure any car with any value. It allows the car to be driven by anyone that I authorise including business use and there are nominal excesses. There are also no forms, no questions of prior driving experience or convictions - just basically need a licence.

I also don't need to give details of any modifications just an indication of value which is perfect for my Noble.

Given that many people have not declared modifications so technically have already invalidated their insurance together with the benefit of allowing anyone to drive fully comprehensively I really like this approach and have insured a couple of cars under this scheme.

[hoyin]

Just thought I would hijack this thread since we are talking about insurance.

If I am going on the SPA trip with the rest of you lot do I need to upgrade my insurance?

I am with Admiral at the moment. Also it is looking like I need to increase my annual mileage I am easily going to over my estimate of 4,000 miles.

Is there a clever way of doing this? Or will I get hit hard by Admiral?

BTW my insurance is £450 with zero excess.

[joust]

It depends on the insurance if you have automatic cover in EU, so you'll need to ring them and see. Regardless of cost they will also send you a EU style accident form that is self evident what you need to do with it.

The milage thing may or may not be a problem, again depending on the policy. Some allow a maximum %age increase, others you just pay the difference between that and the "unlimited" milage one.

Unless its a classic car insurance policy there is likely to be very little difference, restricting milage rarely seems to save anything significant on "normal" insurance IME.

J

[hoyin]

Thanks - with the Nurburgring is it classed as a track? So do I need to get special insurance for that?

SPA is definately a track ...

So I need to check they allow for track days.

[roi354]

Most companies I have come across automatically exclude track day use and specifically state Nurburgring as an exclusion. I can't remember who I used for ring cover last year but it wasn't expensive. It did have a 3000 quid excess though

You seem to be asking quite a few questions relating to your trip so my advice would be to have a read through here: http://www.nurburgring.org.uk

Will prepare you better and may settle any nerves when the barrier lifts in front of you

Edited by roi354 on Tuesday 2nd March 16:10

[Jenx]

Hegertys just refused to renew mine despite no claims and no changes...wtf???

[snuffy]

Jenx said:

Hegertys just refused to renew mine despite no claims and no changes...wtf???

Lots of comments about Hagerty here :

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

And here :

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

The conclusion was that they will no longer insurance your car if you have any mods.

I've just renewed mine with Classicline - mods no problem.

[jdearden]

my insurance i sorted after 5 hours of shouting elephant have agreed to carry on my insurance. idiots. lol

[CTO3]

hoyin said:

Thanks - with the Nurburgring is it classed as a track? So do I need to get special insurance for that?

SPA is definately a track ...

So I need to check they allow for track days.

have a look at this re 'ring insurance, will answer some questions.

http://www.leeds-solicitors.com/nurburgring_insura...


conleth

[AMG Merc]

Jenx said:

Hegertys just refused to renew mine despite no claims and no changes...wtf???

You still own a Noble - great news matey!

I tried Hagerty's this week - not as competitive as they once were.

[CTO3]

AMG Merc said:

I tried Hagerty's this week - not as competitive as they once were.

i'm renewing at the minute and found this as well, nowhere near as friendly and helpful either


conleth

[david.mt]

CTO3 said:

AMG Merc said:

I tried Hagerty's this week - not as competitive as they once were.

i'm renewing at the minute and found this as well, nowhere near as friendly and helpful either

conleth

Did you manage to renew - I just got a letter saying they have amended their underwriting guidelines and due to some restrictions they cannot offer renewal terms for when mine is due. I will be adding the Noble to the Private Partner scheme.

[CTO3]

hi david

spoke to them last week, renewal due by 24th of march. didn't suggest it would be anything other than calling back to take payment when i wanted to go ahead.


conleth

[andygtt]

Hi David
I suspect someone had tipped them off that you are intending to colour code the alloy pannels in the arches, some mods are simply uninsurable