Owning a car is expensive!!!

[hoyin]

Just got a cheap runabout car ... Ford Focus 2001 1.8 LX ...

I put it on Admiral Multi car - and the cost of the insurance is more than my Noble!!!

My Noble is £590 - same annual mileage on the Focus is £634!

Crazy! So the total comes to £1224!

[snuffy]

I pay about £500 for my Nob, and about £250 for my 1.2 Clio.

I was looking to change my Clio for a Nissan Figaro recently, the insurance on that was coming out at about £450 ! FFS.

[jdearden]

I pay 801 for noble and 980 for a 2000 celica. Also on the multi car policy.

[leeshell]

£529 for Nob with 1 year NCB - Admiral
£353 for Murano (3.5 V6) with 7 years NCB - Swift
I'm 38

[Fett]

hoyin said:

Just got a cheap runabout car ... Ford Focus 2001 1.8 LX ...

I put it on Admiral Multi car - and the cost of the insurance is more than my Noble!!!

My Noble is £590 - same annual mileage on the Focus is £634!

Crazy! So the total comes to £1224!

Thats crazy! How old are you and have you got any NCB?

I'm with Admiral and only pay £600 for both my cars. Admittedly my runabout is older, a Fiat Coupe 20VT and I have limited milage on the Noble (5000). Didn't think it would be that much more.

Forgot to add the Fiat has quite a few modifications.

Edited by Fett on Saturday 4th December 19:59

[Chapppers]

I am becoming increasingly worried that with the recent insurance hikes we're all going to be seriously stung by Admiral on renewal.

Edited by Chapppers on Saturday 4th December 19:57

[jdearden]

I'm 23 n I'm pretty happy with price I get. I'm in the insurance industry. The noble is always gonna be cheap to insure as it is all based on claims history. Not many nobles. Not many crashes so it's cheap. For me to insure a scooby it's 3k.

[leeshell]

I renewed with Admiral in November, it went up from £440 to £529 and they were still the cheapest I could get.

[leeshell]

jdearden said:

based on claims history

Didn't know that

[hoyin]

Fett said:

hoyin said:

Just got a cheap runabout car ... Ford Focus 2001 1.8 LX ...

I put it on Admiral Multi car - and the cost of the insurance is more than my Noble!!!

My Noble is £590 - same annual mileage on the Focus is £634!

Crazy! So the total comes to £1224!

Thats crazy! How old are you and have you got any NCB?

I'm with Admiral and only pay £600 for both my cars. Admittedly my runabout is older, a Fiat Coupe 20VT and I have limited milage on the Noble (5000). Didn't think it would be that much more.

Forgot to add the Fiat has quite a few modifications.

Edited by Fett on Saturday 4th December 19:59

I used to think I was young ... but when I am on here I am actually quite an old fart!

1 year NCB - 33yrs old.

Makes sense that it is based on claims - I guess the Focus is a popular car ... I should have bought something a bit more special! Might have been cheaper in the long run!

[mgbond]

Just had my renewal from them and it was the same as last year, two cars 544.

Bondy

[Chapppers]

hoyin said:

I used to think I was young ... but when I am on here I am actually quite an old fart!

1 year NCB - 33yrs old.

Makes sense that it is based on claims - I guess the Focus is a popular car ... I should have bought something a bit more special! Might have been cheaper in the long run!

Indeed. I'm 24 with 6 NCB, mine was £517. Hopefully any increase will be offset by being 25 and having 7NCB in April.

Edited by Chapppers on Saturday 4th December 21:35

[jdearden]

Well I have 3 years no claims. 6 points. ( all from the noble). N a 21 day drivin ban for doing 130 in my old Porsche. Lol. I should got more but I have very sweet innocent eyes. Lol

[hoyin]

Hang on what about voluntary excess?

Mine is set at zero.

[gunghochef]

hoyin said:

Just got a cheap runabout car ... Ford Focus 2001 1.8 LX ...

I put it on Admiral Multi car - and the cost of the insurance is more than my Noble!!!

My Noble is £590 - same annual mileage on the Focus is £634!

Crazy! So the total comes to £1224!

who are you insuring your Noble with?
Thats half of what i pay with Adrian Flux and im 34 with 3 years NCB, my previous car was an Exige, i also have a 3.5 v6 Pajero truck.
Which im also getting fleeced on.

[Fett]

Same here, 34 yrs but with about 11 yrs no claims bonus. It went up about £30 this year with Admiral.

gunghochef said:

who are you insuring your Noble with?
Thats half of what i pay with Adrian Flux and im 34 with 3 years NCB, my previous car was an Exige, i also have a 3.5 v6 Pajero truck.
Which im also getting fleeced on.

Every other company I tried, includind Adrian Flux, was double or more.

[hoyin]

gunghochef said:

hoyin said:

Just got a cheap runabout car ... Ford Focus 2001 1.8 LX ...

I put it on Admiral Multi car - and the cost of the insurance is more than my Noble!!!

My Noble is £590 - same annual mileage on the Focus is £634!

Crazy! So the total comes to £1224!

who are you insuring your Noble with?
Thats half of what i pay with Adrian Flux and im 34 with 3 years NCB, my previous car was an Exige, i also have a 3.5 v6 Pajero truck.
Which im also getting fleeced on.

Admiral - doesn't allow you to do track days ... but I don't do them anyway.

[AverageMPH]

I pay £377 per annum for my Noble M12 GTO 3 with Admiral and £490 with Adrian Flux for my Lotus 111R.

£87 per annum for my Citreon C1.

£350 per annum for Transit connect T230 LX van full business use with Bewiser

I’m 59 years old and have 60% NCD

[Blu3R]

£509 for my 3R, £440 for my S reg 1.8 Focus vauled at £0.

Was searching for an E30 325i cab in the summer and the quote for that was £260.

[Plumber1]

I payed £401 with admiral for Noble, insurance on my van £650