17 year old driver
17 year old driver
Author
Discussion

lee_wales

Original Poster:

14 posts

257 months

Thursday 5th February 2004
quotequote all
i will be turning seventeen soon and really want a kit car (7 style). i would be interested to know what the cheapest cars to insure would be and also what engine. i learnt from somewhere that motorbike engined kit cars are really cheap on insurance, but would this also apply to me.
any help would be really appreciated

lee

anonymous-user

69 months

Thursday 5th February 2004
quotequote all
I'd say you sound like an ideal candidate for a 1300 crossflow powered Locost.

Are you planning on building it yourself or buying one fully built?

peetbee

1,036 posts

270 months

Thursday 5th February 2004
quotequote all
I'd agree with Lexsport, espeically as apparently insurers are getting wise to bike engines.

Going for a 1300 xflow now leaves you with plenty of upgrade options in the future without having to change the car.

RichardD

3,608 posts

260 months

Thursday 5th February 2004
quotequote all
lee_wales said:
i will be turning seventeen soon and really want a kit car (7 style).



A long time ago when I was 22, my 1600 XFlow Sylva Fury was less than £300 to insure. If you see a car you fancy (or just make up a spec if you were building) then nothing wrong with getting a quote for a car you don't have.

I based a motorcycle purchase last year on insurance!

From my dealings with insurers, they don't seem too bothered about engine state of tune. If you had a 1300 with 70bhp or 120bhp it may not make any difference!

lee_wales

Original Poster:

14 posts

257 months

Thursday 5th February 2004
quotequote all
i don't realy have the facilities nor the money to build one. also from what iv'e read, you lose alot of money when you come to sell it. im looking for something second hand, in the region of £1-2000.

could you give me a few ideas on what the insurance might be aswell?
cheers

jgmadkit

551 posts

264 months

Thursday 5th February 2004
quotequote all
lee_wales said:

could you give me a few ideas on what the insurance might be aswell?
cheers


A question that can only be answered by an insurance company, just try a few out on the sort of car you're after (although not HHH now ) Rest assured it will be cheaper than the alternative (saxo, corsa, punto etc)

John

www.madabout-kitcars.com

lee_wales

Original Poster:

14 posts

257 months

Thursday 5th February 2004
quotequote all
cheers for your help. ill phone a few insurance companies when i have some free time.

just one more thing. it would be helpfull if anyone could give me a few sources that i could buy second hand kit cars from.

thanks!

anonymous-user

69 months

Thursday 5th February 2004
quotequote all
Get yourself a copy of Kit Car Magazine (keep Den happy) and Which Kit? (piss Den off ) and flick through the classifieds.

I've just had a cursory look and there's a couple of unfinished 1600 pinto based kits for between 1-2k. There's a Spartan for 1k.

I'd say Duttons would be worth a look. Which Kit? has a Phaeton 1600cc X-flow for £1375.

minimax

11,985 posts

271 months

Thursday 5th February 2004
quotequote all
my westy costs me £400 fully comp in a dodgy area at 21, so a 1300 X-Flow at 17 in a good area will be at a guess only £700ish?? area makes a big difference, at my mothers house it's only £200. 1300 X-Flow will still hit 60 on 7.5 - 8 secs anyway, and that's a good deal faster than the 1.1l fester alternative...

kitcarman

805 posts

263 months

Thursday 5th February 2004
quotequote all
LexSport said:
Get yourself a copy of Kit Car Magazine (keep Den happy) . . .

Forget the rest. . . it’s bad advice!

Den

lee_wales

Original Poster:

14 posts

257 months

Thursday 5th February 2004
quotequote all
i reckon im in the perfect place for driving a kit car.
i live in a small town in mid wales called welshpool. theres hardly any crime and theres loads of fun back roads to drive on.
cheers

Graham.J

5,420 posts

274 months

Thursday 5th February 2004
quotequote all
Not a chance I'm afraid mate.

You may be lucky with a smaller engine (I've got a 1600) but I got.....

Osbournes - "Not until you're 21."

MSM - "Can do 18 on 3000miles p/a at £1800 I think"

Footman James - "Need to be 21."

Adrian Flux - "Need to be 19"

PeetBee

1,036 posts

270 months

Thursday 5th February 2004
quotequote all
LexSport said:
I'd say Duttons would be worth a look. Which Kit? has a Phaeton 1600cc X-flow for £1375.


Ok, I could be accused of being biased, but that's a good suggestion
try www.duttonownersclub.co.uk

enjoy

docevi1

10,430 posts

263 months

Thursday 5th February 2004
quotequote all
Graham's right, you'll struggle to find a specalist insurer which takes on sub 18/19 year olds. I'm 20, have a 1800TC Marlin Roadster and it costs me £600 TPFT unlimited mileage. This is also my first car so I have had no no-claims.

Sorry to disappoint, but you'll be very, very hard pushed to insure a kit car at your age Try Graham Skyes tho, they did good by me!

mattstead

369 posts

261 months

Thursday 5th February 2004
quotequote all
docevi1 said:


Sorry to disappoint, but you'll be very, very hard pushed to insure a kit car at your age Try Graham Skyes tho, they did good by me!


Perhaps true, but lets not be down on the Guy, he wants to get into kits and that's a great thing, insurance will be a killer on anycar at 17, but where there is a will there is a way. Don't give up. I see your idea about low capacity bike engines being cheaper, but insurance companies have wised up to this, and seriously a bike powered kit as your first car
A decent kit is available within your budget (Does the £2K include insurance?), make a short list of models you would consider, then get on ebay, kitcar mag(s), etc, etc. Something like the ABS Freestyle could be very cheap to buy, own , and insure.

All the best,

Matt.

docevi1

10,430 posts

263 months

Thursday 5th February 2004
quotequote all
sorry, not the intended message. I love my Marlin, I really do and would heartily recommend any body to try them out at our age. In fact, my mates love it too, to the extent one of them is looking around for something to buy in a similar vein.

One just has to be reasonable about these things, and if he's anything like me will be very disappointed when he rings insurance companies and is told prices. I remember been gutted when I was told the cost to insure anything at 17. It turned me off owning my own car for several years (then I found kit-cars).

The other thing to consider, is while buying and insuring a car is relatively cheap (in relative terms) running it (the Marlin gets <20mpg), fixing it (it's cost me £150 ish on a better-than-good example in 4months of use) and the worry about leaving it everywhere.

If you can, get a kit-car and if you can't explore every avenue to get one, but please don't be so disappointed it turns you off cars like it did me when you can't get what you want.

>> Edited by docevi1 on Thursday 5th February 23:50

Graham.J

5,420 posts

274 months

Friday 6th February 2004
quotequote all
mattstead said:
Perhaps true, but lets not be down on the Guy, he wants to get into kits and that's a great thing, insurance will be a killer on anycar at 17, but where there is a will there is a way.


I didn't mean to sound quite so harsh, but I speak from experience, I've been waiting for over a year since I bought my Westfield to get insurance on it, and I'm still waiting till the end of the month when I turn 18 to see if I can get insured on it. I will report back then.

Keep ringing round companies, you may be lucky and find someone who will insure you, and when you do, tell me

Good luck,

Graham

spartan_andy

645 posts

262 months

Friday 6th February 2004
quotequote all
Regards buying the car definately ebay but there is also a website called "kit car mart" or something like that try there

And whatever you do don't get disheartened. I bought a kit that was part built and still registered as the donor had a battle and won against the authorities, see thread "aswering dens challenge"

One last thing "nil carberundum illigitemi" Or in english "dont let the grind you down"

>> Edited by spartan_andy on Friday 6th February 09:10

lee_wales

Original Poster:

14 posts

257 months

Friday 6th February 2004
quotequote all
cheers everyone. but i think i'll have to wait another year before i can drive a kit car on the road then.

i mainly wanted the car for track days and hill climbs etc.
could anyone tell me if i could still do this without being insured on the road? loton hill climb is just down the road from me but the website doesn't give enough information.i could also do with knowing where the nearest track days to me are held. (i live in mid wales)

docevi1

10,430 posts

263 months

Friday 6th February 2004
quotequote all
oh, for track days and what have-ya. Thats a different kettle of fish entirely I'm led to believe.

You *should* be able to find companies willing to insure you for that and limited road use