learner driver didn't stop !
learner driver didn't stop !
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Discussion

jamesogt

Original Poster:

371 posts

196 months

Thursday 17th November 2011
quotequote all
Not good for his insurance! Fortunately he had his licence, registration and insurance details on him.

I was stationary at traffic lights as he came out a junction......





Edited by jamesogt on Thursday 17th November 11:02

Matt Seabrook

563 posts

282 months

Thursday 17th November 2011
quotequote all
Bugger.

pheaduser

49 posts

184 months

Thursday 17th November 2011
quotequote all
Not good for you, but I guess they can forget about their dreams about driving their own car for a few years. Isnt it like 4grand to insure a basic car if youve passed your test. Hate to think how much it would cost if youve already crashed into a sports car. Might be more economical for them just to give you the cash to fix it e.g. if it costs less than a grand to fix, but pushes their insurance up by a few grand.

nickfrog

25,445 posts

248 months

Thursday 17th November 2011
quotequote all
pheaduser said:
Hate to think how much it would cost if youve already crashed into a sports car.
Not sure if the nature of the car they crashed into makes it any worse insurance wise ?

jamesogt

Original Poster:

371 posts

196 months

Thursday 17th November 2011
quotequote all
All sorted this morning. Going to Porsche approved repair in Derby. Flatbed collection tomorrow, repair and a beemer while they do it. Can't see it being under 2k. Just glad he was insured, was foreign and not English speaking. Police didn't want to attend just advised to copy details ad he had them on him.

On a positive Aviva have been very efficient.

Tino

1,948 posts

314 months

Thursday 17th November 2011
quotequote all
jamesogt said:
On a positive Aviva have been very efficient.
They have to be, otherwise you'll go to a non fault company, who will stitch the third party insurer for a like for like car, probably at £300 a day

RudeDog

1,670 posts

205 months

Thursday 17th November 2011
quotequote all
Tino said:
jamesogt said:
On a positive Aviva have been very efficient.
They have to be, otherwise you'll go to a non fault company, who will stitch the third party insurer for a like for like car, probably at £300 a day
You should insist on this anyway. Don't put up with a Bad Beemer for 4 weeks while its being repaired.

Deanos CaymanS

143 posts

202 months

Thursday 17th November 2011
quotequote all
In a non fault accident you should insist on a like for like replacement while yours is off the road - no need for you to suffer at all. Also make sure its going to the Porsche approved body shop - from experience this is Chartwell in Derby. A couple of phone calls should see you right.
Hope you get it all sorted and back in your own car as soon as possible.

jamesogt

Original Poster:

371 posts

196 months

Thursday 17th November 2011
quotequote all
I only do about 5000 miles a year anyhow, and I have a 450 Chimaera in the garage!

I only use the Boxster as my everyday car, so the BMW will not be too much of a loss. Plus I have a couple of long drives next week so they can have the mileage!

Deanos CaymanS said:
In a non fault accident you should insist on a like for like replacement while yours is off the road - no need for you to suffer at all. Also make sure its going to the Porsche approved body shop - from experience this is Chartwell in Derby. A couple of phone calls should see you right.
Hope you get it all sorted and back in your own car as soon as possible.
I checked where it was going and you are right it's going to Chartwell. I had told them last night when they were arranging it would go to Porsche or Approved only.

jamesogt

Original Poster:

371 posts

196 months

Friday 18th November 2011
quotequote all
Tino said:
They have to be, otherwise you'll go to a non fault company, who will stitch the third party insurer for a like for like car, probably at £300 a day
The BMW is £208 a day!

After 17 years of paying insurance with no claims, I do feel quite entitled to my claiming against someone elses!

Paul O

3,179 posts

214 months

Friday 18th November 2011
quotequote all
jamesogt said:
The BMW is £208 a day!

After 17 years of paying insurance with no claims, I do feel quite entitled to my claiming against someone elses!
Feel for you. I had a similar thing happen to my Cayman. Looked like less damage than yours (although did need a new exhaust too). Came to £7k for the porsche repair, and about the £5k for the Audi S5 car loan!

Expensive do, these Porsche things...

jamesogt

Original Poster:

371 posts

196 months

Saturday 19th November 2011
quotequote all
The guy collecting thought it looked like the best part of 2k.

Where he hit he managed to miss the rear panel and back wheel, he also just missed the exhaust and the reinforcement beam for the bumper.

They did send a nice fully enclosed low loader to collect it, that must be a few more hundred quid for his insurance company!

jamesogt

Original Poster:

371 posts

196 months

Friday 9th December 2011
quotequote all
3 weeks later and it is back!

Chartwell appear to have done a great job. Good valet and polish and looking like new, now I don't want to dirty it!