N-rated tyres & Insurance
N-rated tyres & Insurance
Author
Discussion

paulsm

Original Poster:

410 posts

253 months

Friday 1st June 2012
quotequote all
I know whether to use N-rated tyres has been discussed before, but I contacted my insurance company (Elephant) concerning their use and this is their reply

"I can confirm as long as your tyres are road legal, there will not be any implications to your insurance, regardless of the rating of the tyre."

tr7v8

7,623 posts

258 months

Friday 1st June 2012
quotequote all
That is correct.

dibblecorse

7,639 posts

222 months

Friday 1st June 2012
quotequote all
Thats a normal response, as long as the tyres are the right size and have the correct speed rating then they will be fine, insurance companies do not truly recognise the N rating scheme.

Slippydiff

16,457 posts

253 months

Friday 1st June 2012
quotequote all
A quick search would've revealed threads on this very topic, some of them quite recent. Nothing new to see here, move on ?

khushy

3,984 posts

249 months

Friday 1st June 2012
quotequote all
Slippydiff said:
A quick search would've revealed threads on this very topic, some of them quite recent. Nothing new to see here, move on ?
IMS PMS RMS PMT TOTM???

SonnyM

3,475 posts

223 months

Friday 1st June 2012
quotequote all
paulsm said:
I know whether to use N-rated tyres has been discussed before, but I contacted my insurance company (Elephant) concerning their use and this is their reply

"I can confirm as long as your tyres are road legal, there will not be any implications to your insurance, regardless of the rating of the tyre."
Insurance isn't the issue. Losing control at high speed and hitting brick wall due to incorrect tyres and ending up in a coma for the rest of your life is probably more important.

Then again you could argue - who wants to live forever?

smile

paulsm

Original Poster:

410 posts

253 months

Friday 1st June 2012
quotequote all
anonymous said:
[redacted]
Indeed, I'm not thinking of fitting unbranded rubbish. Just because Porsche hasn't bothered to test a certain specific tyre does not make it dangerous. In fact it may even be a better tyre.

I have seen posts where insurance validity was questioned, hence my original post.

MrTickle

1,825 posts

269 months

Friday 1st June 2012
quotequote all
paulsm said:
Indeed, I'm not thinking of fitting unbranded rubbish. Just because Porsche hasn't bothered to test a certain specific tyre does not make it dangerous. In fact it may even be a better tyre.

I have seen posts where insurance validity was questioned, hence my original post.
Indeed, I have just acquired some Michelin SuperSports for my GTS - should be a big improvement over the N rated Bridgestones that came on the car!

Saddlebag

147 posts

194 months

Friday 1st June 2012
quotequote all
Is there any difference between a PZero Rosso N4 and a PZer Rosso non N?

Slippydiff

16,457 posts

253 months

Friday 1st June 2012
quotequote all
Saddlebag said:
Is there any difference between a PZero Rosso N4 and a PZer Rosso non N?
In my experience, yes. Both are pretty hopeless, but one is pretty hopeless and sanctioned for use on a Porsche, the other isn't. But joking aside, I had both on a 996 GT3, and neither were confidence inspiring.

Slippydiff

16,457 posts

253 months

Friday 1st June 2012
quotequote all
khushy said:
IMS PMS RMS PMT TOTM???
All those AND more FFS (for flippinhecks sake) wink

BTW, a bit rich coming you you Krusty hehe

sleep envy

62,260 posts

279 months

Friday 1st June 2012
quotequote all
Slippydiff said:
Saddlebag said:
Is there any difference between a PZero Rosso N4 and a PZer Rosso non N?
In my experience, yes. Both are pretty hopeless, but one is pretty hopeless and sanctioned for use on a Porsche, the other isn't.
You took the words right out of my mouth.

spyderman8

1,748 posts

186 months

Friday 1st June 2012
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Slippydiff said:
In my experience, yes. Both are pretty hopeless, but one is pretty hopeless and sanctioned for use on a Porsche, the other isn't.
It appears that Porsche have gone with Pirelli PZero Rossos as the "exclusive" tyre for all 981s, so they don't share your opinion. FWIW neither do it - have had them on my 986 since purchase used in 2006 and can't fault them.

Slippydiff

16,457 posts

253 months

Friday 1st June 2012
quotequote all
spyderman8 said:
It appears that Porsche have gone with Pirelli PZero Rossos as the "exclusive" tyre for all 981s, so they don't share your opinion. FWIW neither do it - have had them on my 986 since purchase used in 2006 and can't fault them.
And you don't think cost might have something to do with the decision to fit them exclusively to all 981s ?
As for your views on them, they'll be subjective (as are mine) but one would have to ask the question : how do you drive your car? and what criteria are you judging them on ?
The majority of posts on here consider the Michelin equivalent to be far superior in terms of wear, wet and dry grip, response and consistency of grip throughout the tyres life. The Pirellis were prone to flatspotting when left overnight (especially after being used hard) incredibly noisy as they reached the end of their life, pretty lacking in grip in the wet, intolerant of slight pressure deviations, suffered from overly soft sidewalls (hence the flat spotting I assume)and less outright grip than the Michelin PS and PS2 in the dry.

I well known writer in a highly regarded monthly magazine overheard my comments about Pirellis whilst sat round the dinner table (my car was being used for a feature they were producing) "You're right, they're useless, but we're not allowewd to say as much as they advertise with us . . . "

sleep envy

62,260 posts

279 months

Friday 1st June 2012
quotequote all
Slippydiff said:
And you don't think cost might have something to do with the decision to fit them exclusively to all 981s ?
Or more accurately, they offered the biggest tendered discount on trade price.

betternotbigger

1,059 posts

205 months

Friday 1st June 2012
quotequote all
Slippydiff said:
The majority of posts on here consider the Michelin equivalent to be far superior in terms of wear, wet and dry grip, response and consistency of grip throughout the tyres life. The Pirellis were prone to flatspotting when left overnight (especially after being used hard) incredibly noisy as they reached the end of their life, pretty lacking in grip in the wet, intolerant of slight pressure deviations, suffered from overly soft sidewalls (hence the flat spotting I assume)and less outright grip than the Michelin PS and PS2 in the dry.
Apart from the above Pirellis are fine.

Not personally happy to see them as standard on 991 either. Hoping something else will be out by the time mine arrives but doubt it. Will swap to Michelin PSS (non N rated if still not ratified by then) all round as soon as the rears lose performance. Which won't take long.

betternotbigger

1,059 posts

205 months

Friday 1st June 2012
quotequote all
anonymous said:
[redacted]
Okay for first two years under manufacturer's warranty but not thereafter unless they change the terms of the 3rd year+. Checked this with OPC who sold me them.

Yes, OPCs sell non-N rated and fit them to your car as well (centrelock wheels!!) but don't ask me which one because it was obviously not something they wanted to broadcast.

kazino

1,596 posts

248 months

Friday 1st June 2012
quotequote all
The price difference between N and non N are not much overall so if one was to go for a brand that has an N rated tyre available it really isn't much of a stretch to go for it

spyderman8

1,748 posts

186 months

Friday 1st June 2012
quotequote all
Slippydiff said:
And you don't think cost might have something to do with the decision to fit them exclusively to all 981s ?


Arf - you could be right!

[quote]As for your views on them, they'll be subjective (as are mine) but one would have to ask the question : how do you drive your car? and what criteria are you judging them on ?
11 track days in 1 year. Daily drive when the weather's nice.


DSM2

3,624 posts

230 months

Friday 1st June 2012
quotequote all
spyderman8 said:
Slippydiff said:
And you don't think cost might have something to do with the decision to fit them exclusively to all 981s ?


Arf - you could be right!

[quote]As for your views on them, they'll be subjective (as are mine) but one would have to ask the question : how do you drive your car? and what criteria are you judging them on ?
11 track days in 1 year. Daily drive when the weather's nice.
Having had both PZRs and PS2s on my 997S I can tell you that they are significantly different and there is no area, grip, ride, noise or wear that the PS2 is not better.

The PZR is the best evidence that the N rating is meaningless; if it meant anything they wouldn't get the rating unless there is a very wide range for acceptance, which goes against the very principle.

Maybe it's shortcomings aren't so noticeable on a boxster?
What tyres have you tried on your car?