Thursday 21st August 2003

Uninsured Drivers

Govt to look into the problem

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[Bonce]

Great news that they've woken up to the problem of uninsured drivers.
One thing though, surely the one in ten unsired hurts no one more than the people who are involved in accidents with uninsured scum.

[sidekick]

Unfortunately the scrotes will always find a way not to pay. The real issue is not how you go about structuring the system but how rigorously you enforce it and what you do with the little bastards once you've caught them - and the answer to that is send them to prison!

[hertsbiker]

Well once everyone is fitted with a chip like the vets use on dogs & cats, we can then move onto ANPR (automatic numpty person recognition) and it will be easy to detect if they are uninsured..... I'm sure LIBERTY would have something to say. As would the rest of us on PH.

C

[cjn]

easy fix this one.

tax fuel more (no!!!!) and use this extra revenue to cover everyone for third party claims.

then responsible drivers top this up to fully comp insurance which will cost less as the third party element is already covered.

[dandarez]

trouble is even the insurance companies are rip off merchants - u cant win. 1-in-10 uninsured means if u arein accident highly likely other scum cd be uninsured then. ALWAYS remember when some tosser hits your car (and its NOT your fault of course) MAKE OUT you are hurt, even if you are not. The Police are then bound to attend the accident and the scum will be prosecuted. Leave it to the insurance co and you'll get bugger all, lose no claims and wish you'd taken my advice!

[Nano2nd]

what we've gotta hope is they jump on this as harshly as the whole speeding... sorry safety camera gag!

i watched a program the other night were the cop car had a device that read number plates and could tell if the car had tax, mot & insurance and also details on the owners licence...

i say replace all the scamera's with these puppies

>> Edited by Nano2nd on Thursday 21st August 15:55

[Paul V]

We’ll after nearly a year my insurance is still trying to get money out of my ae neighbour. Of course that means I’ve lost my NCD, also because royal and sun alliance recognise full bonus as 4 years I got knocked down from 7 years to 2 years rather than the usual 3. Now getting stung by the insurance companies for both cars as the TVR had full bonus and the mini was mirrored from it!

Might be time to start getting my revenge, I do have his address and phone number

[CarZee]

Paul V said:

Might be time to start getting my revenge, I do have his address and phone number

and yet you seem not to have posted it up?

[Paul V]

Not sure Ted would like that but whoever wants to know is welcome to it

[rat]

Not going that way though - didn't a recent report say there would be a change to a fixed penalty of £200? Not even a court appearance!

The tw*t that did my car in March was traced 6 weeks later, but has still not been prosecuted for it. Meanwhile I paid £300 extra to renew my policy because of the claim and the back of my car looks sh*t.

Anyway if 'our' system is one of ‘insuring the driver’ why do I have to have two separate policy's for my two cars? That's b****cks for a start then - has Ted just made this up?

[_Al_]

rat said:

Anyway if 'our' system is one of ‘insuring the driver’ why do I have to have two separate policy's for my two cars?

Because the Ins company get more cash.

If they insured the car it would mean anyone could drive your car under one policy.

What they actually insure is the car/driver combination; i.e you, in this car only. (well, mine do, some others do it differently)

[piquet]

this has been a pet hate of mine for ages, the fact we have to pay more, both in out premiums and when the little scrotes hit and run drives me crazy, it's another one of those typical uk situations where you pay more to compensate the scum.

the idea of 3rd party insurance in the price of fuel has merit, but the 18 year old risk is still huge even at 3rd party and there would be nothing to stop them driving high performance cars

my personal solution is use this electronic monitoring they're always talking about and stop using road tax asa way to check cars are insured and mot'd, basically your licence will have a smart chip in which you keep on you, and your insurance card with a smart chip in kept in the car, you'd send off your mot to your insurance company, so they will only issue the insurance if you haver an mot, then as you drive you are electronically checked that you have insurance for that car and you're insured to drive it ( and are still paying the installments), it also stops car thieves, lets face it, if they have thier licence with them, then we know who stole the car, if not it the car is flashed as stolen, if that's all a bit big brother...

mot checked by insurance companies, no road tax, get an insurance disc, if you pay them by instalments they issue them in 3 month blocks, stop paying, no more discs until the installments caught up on, then easy for plod or cameras to check up on

lol, maybe we should force the goverment not to cover third party, but to cover theft amd malicous damage, since of your the victim of this, it's due to them failing to maintain law and order, which we already pay them to do, we'd soon see how many car thieves and joy riders just got a slap on the wrist then