women to pay more for car insurance
Discussion
http://www.confused.com/news/motoring/car-insuranc...
the EU has decided to pass a law stating that discriminating based on gender involving car insurance is going to be illegal from 2012.
Apparrantly the blokes trying to ger car insurance will see no decrease in their premiums, just wondering what other PHers thought about this.
the EU has decided to pass a law stating that discriminating based on gender involving car insurance is going to be illegal from 2012.
Apparrantly the blokes trying to ger car insurance will see no decrease in their premiums, just wondering what other PHers thought about this.
Its yet another load of sh
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...
All in all, not a fair ruling, just more bureaucracy
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...All in all, not a fair ruling, just more bureaucracy

focusguy said:
Its yet another load of sh
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...
All in all, not a fair ruling, just more bureaucracy
Yes they are probably right women are statistically less likely to have an accident, buy by christ they certainly cause enough of them
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...All in all, not a fair ruling, just more bureaucracy

red rider said:
focusguy said:
Its yet another load of sh
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...
All in all, not a fair ruling, just more bureaucracy
Yes they are probably right women are statistically less likely to have an accident, buy by christ they certainly cause enough of them
t from the EU, although i have a laugh and a joke about 'women drivers' they are statistically far less likely to have an accident or claim on their insurance. If it was the other way round, would males be happy paying more because females were a higher risk? I dont think so...All in all, not a fair ruling, just more bureaucracy

One insurance company has told me it has seen statistics that would (if legal) let them charge more depending on your ethnicity, but of course our discrimination laws make this unfeasible. The same is true of sex - it's just insurance companies have for some reason been able to get away with it until now.
richrebel said:
http://www.confused.com/news/motoring/car-insuranc...
the EU has decided to pass a law stating that discriminating based on gender involving car insurance is going to be illegal from 2012.
Apparrantly the blokes trying to ger car insurance will see no decrease in their premiums, just wondering what other PHers thought about this.
the EU has decided to pass a law stating that discriminating based on gender involving car insurance is going to be illegal from 2012.
Apparrantly the blokes trying to ger car insurance will see no decrease in their premiums, just wondering what other PHers thought about this.
If women have to pay the same as men (due to anti-discrimination laws), when statistics gathered over many years(which, incidentally, are used to assess the RISK, which is what insurance is all about) prove that women are lower risk - then surely your age, your post code, your make and model of car, and even your driving record affecting your premium would also be a case of discrimination ??
Now there's a case worth persuing...
Now there's a case worth persuing...
end of the day insurance can charge what they like as we have to have it!
my van insurance has gone up £400 this year,with an extra years no claims and no points,accidents etc,explain that one out.
and also my insurance company kindly charged me £80 for changing the vehicle on my policy as the original van broke down,same van,same sign writing but 3 years older,work that one out!
my van insurance has gone up £400 this year,with an extra years no claims and no points,accidents etc,explain that one out.
and also my insurance company kindly charged me £80 for changing the vehicle on my policy as the original van broke down,same van,same sign writing but 3 years older,work that one out!
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