Track Day Cover

[marcus1970]

Hello all,

Going on my first track day tomorrow and have just phoned my insurance company and they do not offer track day cover !

Where do I go from here.

All info appreciated.

MB

[FUBAR]

Competition Car Insurance, but it aint cheap. Although it IS cheap if you stack it, but fingers crossed

[Dirty Boy]

FUBAR said:

Competition Car Insurance, but it aint cheap. Although it IS cheap if you stack it, but fingers crossed

Yep, track day cover is very expensive, sometimes worth working it into your existing policy to allow for a couple per year or something.

Failing that, make sure you have a towing eye, and bung the marshalls £100 to tow it a mile from the circuit (dragging if necessary) ?

[FUBAR]

Im insured with Mannings who include TD insurance.

[marcus1970]

Managed to get a quote for the day at £185.

It's a car club track day, so do you think it's worth it, or is everyone likely to be enjoying a bit of a blat rather than everyones a raving looner type driving?

MB

[FUBAR]

If you take it out you probably wont need it and think you've wasted your money. If you dont take it out and you have a prang you'll regret it!

If you enjoy the day and get the bug, have a think about changing insurers come renewal time for one (Mannigs etc) that covers for TDs

[Byker28i]

FUBAR said:

Im insured with Mannings who include TD insurance.

Ditto - although note that the excess has now gone up to £1000 from £750 (yup I've just renewed).

Track days are strange. I've done some and felt totally comfortable with everyone around me, then done others and felt uncomfortable so stopped and took photos instead. Nothing to do with insurance at the end of the day but self preservation for me and especially my car.

[marcus1970]

Anyone done a TVR Car Club Track Day? This one's sponsored by TVRCARPARTS and they are testing the t350 that they have prepared. Somebody Edwards is the driver if I remember rightly...

I think I'll go for the insurance and change my insurer when its' due in a few weeks.

I'd be effing gutted if I wrote her off without any insurance!

MB

[FUBAR]

Sean Edwards? He can drive a bit by all accounts

[jonbarrett]

I'm insured with Mannings and track cover is built in with mine.

[Erich Stahler]

Byker28i said:

Track days are strange. I've done some and felt totally comfortable with everyone around me, then done others and felt uncomfortable so stopped and took photos instead. Nothing to do with insurance at the end of the day but self preservation for me and especially my car.

I know exactly what you mean, the last one I did at Brands Hatch some of the Jap car boys were being really aggressive, the organizer told me some of the "Time Attack" series boys were using it as a test session, however they were driving like it was an actual race! I wanted to spend as much time as possible out on track improving my technique, but after a couple of incidents of people trying to overtake in corners and being forced off the racing line by people a couple of inches from my rear bumper I lost my nerve a bit I must say.

Ironically the Gumpert Apollo and BMW touring car that were taking people for passenger rides were not at all threatening as they knew their stuff and would just slip through the slower traffic (like me) with no drama.

Edited by Erich Stahler on Tuesday 2nd September 20:58

[WorAl]

im insured through hagerty insurance and trackday cover is 10% of the annual premium per track day, in my case im 24, speed 6 cerb and limited to 4k per year for £400 ish so its basically £40 extra per track day. fair enough i thought

[Sean Edwards]

FUBAR said:

Sean Edwards? He can drive a bit by all accounts

Not me, never raced a TVR, only instructed in them