Multi Car Insurance

[BradleyA]

Its getting to the Point now i am clearly being shafted with insurance and i can only have my no claims on one car.

For those of you with a few cars, who do you guys insure with?

Looking to insure a F430 Spider, BMW X6, Mini Cooper S and potentialy another car on one policy?

Thanks

Brad

[Pork]

Michael Ward Associates - speak to Denrick.

[stefan1]

Chubb Masterpiece through Heath Lambert. Excellent policy and service. All cars are set to an agreed value on one policy.

Cheers

[threesixty]

We run a mini-fleet policy here. Not an option for all but definitely worth looking into.

Admittedly nothing too exotic insured but the premiums are far lower as a group.

[BradleyA]

Thanks guys, I shall give these lot a ring.

Brad

[xto]

I don't believe in multiple car policies, please do advise on the outcome. I'm currently with elephant for the r8 v10, gtc speed and a bentley turbo rl, individually it's cheaper than doing it as a multi policy.

[Jonty355]

I've just switched to Footman James since Michael Ward Associates stopped insuring under 30's.

Actually found Footman James to be cheaper. Nearly went for a multicar, but although the 355 would have been cheaper, the other 2 cars were more expensive!

[chris5150]

I Found that Admiral insurance have been spot on with their multicar policy..excellent pricing on my 3 car household

[Pork]

chris5150 said:

I Found that Admiral insurance have been spot on with their multicar policy..excellent pricing on my 3 car household

Chris,

I think we spoke about your old car a while back (the Bianco GS) - while that was the Holy Grail, I managed to find the car but not to buy it I did get one in the end though, thanks for your help along the way

Woody (off MasForum)

[christmc]

Admiral are really good for such a big company, Usually straight through on the phone too . Iv got a RR Vogue SE ,C63 AMG and Fiesta on for £1800 ish

[Sid123]

Try Primo Plc. Ask for Frida 01702 225400
I recently put 4 cars on a policy for £1800 all parked in London.
Very nice people to do business with.

[sng45]

I used to insure 5 cars with Chubb on a multi-car policy ( mainly a selection of Porsches, Lotus and an R32) my premium was £4,800 a year. Out of interest a couple of years ago at the renewal I called Admiral and was astounded that they'd insure the same cars for £1,249 ! - I went into great detail re terms and conditions of the policy and the only differences were 1. The cars were insured at replacement value rather than agreed value, didn't bother me as my classic cars were on a completely seperate agreed value policy anyway and had never been on my "multi-car " policy .... and 2. My friends weren't insured to drive them, as they had been on the Chubb policy.
At a saving of around £3,600 pa I changed insurers and have found Admiral to be very good since then and I'm over seven grand better off over the last two years !
Hope that helps.

[turbobloke]

Richard Nowell of Nowell & Richards would be worth a call.

[BradleyA]

Admiral are the cheapest.(so far)

Multi car Policy with Adimiral for my:

2010 BMW X6 3.0D.
2006 Ferrari F430 Spider.
2007 Mini Cooper S JCW.

Comes in at £1520.

Cheapest by a mile so far.

[golfer99]

Admiral insurance perfect and lowest price multicar policy..excellent pricing on my 4 cars
I limited the mileage as cannot drive them all at once .

[ariel]

Just don't let Admiral's "approved" repair garage anywhere near your car no matter what.

[khooni]

does admiral allow one to choose another garage.. eg the OPC for porsches? I read somewhere that legally the insured must be allowed to choose where they wanted their car to be repaired. What impediments does Admiral put in place?

[456mgt]

Only very slightly O/T, has anyone considered or have dealer insurance? Chap I was talking to on a flight recently has several cars and had much better premiums than mine for a higher value collection this way. You have to trade 4 cars a year to qualify I believe, and several on here could satisfy that condition without too much effort. You're also insured to drive anything if you have dealer insurance, again, as I've been told. Sounds like it's worth considering, as long as you don't have to do VAT returns and various other administrative crap.

[BradleyA]

456mgt said:

Only very slightly O/T, has anyone considered or have dealer insurance? Chap I was talking to on a flight recently has several cars and had much better premiums than mine for a higher value collection this way. You have to trade 4 cars a year to qualify I believe, and several on here could satisfy that condition without too much effort. You're also insured to drive anything if you have dealer insurance, again, as I've been told. Sounds like it's worth considering, as long as you don't have to do VAT returns and various other administrative crap.

I also got quotes for this as i have a VAT Registred company but to get the sort of cover i required with just the 3 cars it was coming in at £4500.

Admiral so far are the cheapest and offer the best cover too.

[tomtom]

Jonty355 said:

I've just switched to Footman James since Michael Ward Associates stopped insuring under 30's.

Actually found Footman James to be cheaper. Nearly went for a multicar, but although the 355 would have been cheaper, the other 2 cars were more expensive!

FJ did me a great deal too (25, 6yrs NCB, 2 cars).