Warranty - what one?

[TVR newbie]

Evening all

I'm sure i'm not the first to ask this but what is the best warranty to buy?

Heard a couple of names including AA but that seemed extremely cheap - too good to be true? Also assume i will have to join AA as my breakdown service (currently with Greenflag as part of a deal with my bank)?

Any thoughts and opinions on those warranties available?

cheers guys

Dan

[earlyriser]

Motorplan do a good one and reasonably priced

[TVR newbie]

Cheers for that

what about Car2cover?

anyone used that?

cheers

[rfisher]

I've just replaced my Autoprotect warranty with car2cover.

Took the 3 years option and got this year's MOT covered as a freebie.

They have just paid £250 for 2 new antiroll bars as mine had broken and caused an MOT fail.

Both balljoints seized apparantly - so not my driving or the utterly crap state of the roads to blame.

For £200 or so a year and up to £20k cover it took me nanoseconds to grab that deal.

[darkmark07]

Am following this thread with interest, as it's something that I am definitely considering if I ever get my car back...

Anyway, from their policy document:

13. We are not liable for any claims directly or indirectly caused by:
(a) ...
(b) ...
(c) ...
(d) parts being subjected to recall by the manufacturer or parts which fail as a result
of inherent design faults;
(e) ...
(f) ...
(g) consequential damage or Your failure to take preventative steps that result in
damage being caused (for example, the Vehicle being driven with a defective part)
and any loss arising from:
• excluded parts;
• incorrectly fitted parts or use of wrong lubricant;
• insufficient servicing, coolant or lubrication;
• faults present at purchase;
(h) ...
(i) the Vehicle having been altered or modified from the manufacturer's original
specification, or having been raced, rallied, used in competition, or for hire or
reward;
(j) any parts which have not actually failed and which are replaced during routine
servicing or maintenance;
(k) ...
(l) ...
(m) any Mechanical Breakdown caused by lack of normal and proper use or care,
including the incorrect use of fuel.
(n) Mis-diagnosis of a required repair by the garage carrying out the authorised
claim.
(o) Costs for adjustments, freeing off, cleaning or lubricating of parts.

Now, I'm no expert but doesn't this give them huge scope to wriggle out of paying for stuff - for example (and please don't let's turn this into another Speed6 reliability / design thread) if there is a follower or valve guide failure, doesn't this give them the opportunity not to pay as they can claim that this is an "inherent design fault".

I know that the blurb above is pretty standard when it comes to these sort of policies, but has anyone had any experience of getting a major claim (again e.g. for one of the issues above) paid by a warranty company? And if so, how many hoops did you have to jump through to get it sorted?

There's also the issue of consequential damage - in my eyes this means that the warranty company *might* pay for the original failure, but not for damage arising as a result of that failure, which may actually be the most costly part.

I like the idea of these warranties, but I'm deeply cynical about how much you can rely on them to bail you out after you've stumped up the cash.

I'd be interested to hear people's positive and negative experiences!

Cheers,

Mark