Insurance and experience

[benptvr]

I've been phoning around for insurance quotes on a T350 and they've been rather high. Tried all the usual suspects and well into the recommended list on here. Spoke to a nice lady at the TVRCC who gave me some good advice as well, but most are coming back with quotes of several thousand pounds - the best I've found so far is actually my other-car-insurer, Elephant, who have quoted £1,100.

I'm 29, no points, no claims, limited 3k miles etc - 3yrs no claims on other car and have been getting quotes for the tvr based on zero ncb. From what I can tell, the biggest single factor is my inexperience with high performance cars and it's that which is pushing up the premium...

I was just wondering if anyone else has been in a similar position and whether anyone had any advice. At the moment I'm thinking I'll have to bite the bullet and pay a fair bit for my first year and fingers-crossed it'll come down drastically at renewal.

The real pain is that Hagerty had quoted me ~£500 before xmas when I was phoning around for an idea of costs but they've since stopped insuring these newer TVRs, as has been discussed elsewhere..! GAH!

[Barry Ashcroft]

What did A Mannings quote they just got my buisness with a stonking quote.

[Daston]

A manning all the way!

25, 3 points, 5 years NCB, 5k miles a year.

£580 a year fully comp inc protected NCB and track days

[benptvr]

Mannings are coming back today as it happens so I'm still holding out hope

[Targarama]

Your high performance RWD experience is probably the problem, most TVR accident are single vehicle 'mistakes'. You will probably have to pay a bit more for the first year or two, then it will drop to the level us oldtimers enjoy.

Edited to add: there isn't much you can do about it - I drove RWD cars before - MK1 Escort, Nissan Silvia, Nissan 200sx Turbo then into a Chimaera 4.0L - good progression. You could drive an S2000 or an M3 for a year or two, but that kind of misses the point of wanting to buy a TVR.

Edited by Targarama on Tuesday 9th March 14:08

[Zippee]

Have you tried A-Plan or MSM? They've consistently been best for me over the years.

[OatSy]

Classicline is probably your best bet, but make sure it's garaged overnight. And be prepared to have high excess if you want the premium to be sub £1K

[benptvr]

So I've got quotes back from *everyone* and the best is still my current insurers (Elephant) on a multicar policy, ok-ish terms.

Seems like the area and inexperience are going against me so I'm going to go with current and then back with Mannings next year. A little worried that a company like elephant might be a bit sketchy wrt claims/assessments on a TVR but I'm left with little choice this year. Touch wood it will be a happy and incident-free year so they won't need to get involved

Cheers for the info and advice chaps.

Edited by benptvr on Wednesday 10th March 10:27

[scooby jeff]

read this post and got me thinking, just in case my euro million numbers drop tomorrow, have been with aviva/norwich union for years so banged my details in.
06 plate Sagaris garaged

38yr old bd20 postcode 3 points sp30, 9 yrs ncb £651
26yr old --------- " --------------------- £899

Didnt seem too bad apart from £600 excess (£350 vol + £250 compulsory)

worth a shot maybe

Im 38 btw

[Waitey]

MSM insurance.

21, 3 years NCB. £708 fully comp.