Eurowatch Renewal
Discussion
Jockman said:
I'm happy to pay £5 a week for this service on a £65k car.
However, I'm not regarded as the sharpest knife on this forum
Agreed......on both counts.....However, I'm not regarded as the sharpest knife on this forum
I used to have a tracker on my £30k Porsche 993 so there's nowt wrong with it on a £65k car!
I pay this too as it's an insurance requirement from Locktons (Chubb). But i'd pay it anyway on my £100k+ Mako beast!
If you buy your own oil for a service the savings would pay for the Tracker subscription (I put this in for Nick 
)
On a serious note, why would you not want Tracker? If your car is stolen you have an excellent chance of getting it back quickly, and many car thieves don't even bother as they know that the Tracker is fitted.
Up to you but it doesn't seem like a fortune to pay on such an expensive car.
)On a serious note, why would you not want Tracker? If your car is stolen you have an excellent chance of getting it back quickly, and many car thieves don't even bother as they know that the Tracker is fitted.
Up to you but it doesn't seem like a fortune to pay on such an expensive car.
As mentioned, how do scrotes know there's a tracker or not (or something somewhere in between as on special cars)?
Also, would you want your P&J back after some scrote's nicked it? As long as it's insured properly, why is it a massive concern (the cars we are talking about here aren't exactly rare per se)?
Each to their own.
I wonder if those who are advocating a tracker also insure their cars through the cheapo insurers
Also, would you want your P&J back after some scrote's nicked it? As long as it's insured properly, why is it a massive concern (the cars we are talking about here aren't exactly rare per se)?
Each to their own.
I wonder if those who are advocating a tracker also insure their cars through the cheapo insurers
Murph7355 said:
As mentioned, how do scrotes know there's a tracker or not (or something somewhere in between as on special cars)?
Also, would you want your P&J back after some scrote's nicked it? As long as it's insured properly, why is it a massive concern (the cars we are talking about here aren't exactly rare per se)?
Each to their own.
I wonder if those who are advocating a tracker also insure their cars through the cheapo insurers
The scrotes leave them parked up for a week or more to see if the tracker signal gets picked up. If not, then it probably doesn't have a tracker enabled and they're free to dismantle or export it. Also, would you want your P&J back after some scrote's nicked it? As long as it's insured properly, why is it a massive concern (the cars we are talking about here aren't exactly rare per se)?
Each to their own.
I wonder if those who are advocating a tracker also insure their cars through the cheapo insurers
Murph7355 said:
...I wonder if those who are advocating a tracker also insure their cars through the cheapo insurers
Are you saying that those with Trackers should overpay for their insurance Andy ?? I'm aware that most people try to get the cheapest deal for their insurance but I'm not too sure having a Tracker in anyway contradicts this ??Pretty sure you're pulling our legs here though !!
Remember a GPS based tracker is not foolproof either
Jockman said:
Are you saying that those with Trackers should overpay for their insurance Andy ?? I'm aware that most people try to get the cheapest deal for their insurance but I'm not too sure having a Tracker in anyway contradicts this ??
Pretty sure you're pulling our legs here though !!
Remember a GPS based tracker is not foolproof either
I'm not saying anyone should overpay (Yorkshiremen are second only to you Scots in terms of tightness). But the cheapest insurance isn't always the best insurance in terms of whether the company will pay up. Pretty sure you're pulling our legs here though !!
Remember a GPS based tracker is not foolproof either
As you note, trackers are in no way foolproof. So spending money on one at the expense (perhaps) of using an insurance company more likely to cough up full value if the worst happens seems a little...perverse to me. But as you note, it wasn't an especially serious comment
Slarti said:
The scrotes leave them parked up for a week or more to see if the tracker signal gets picked up. If not, then it probably doesn't have a tracker enabled and they're free to dismantle or export it.
I would bet that any tracking firm would be happy to locate your vehicle for a suitable fee if your contract had lapsed but the car got nicked. They can evidently still "see" them when fees haven't been paid.I suspect, however, that the MO you note only applies to certain circumstances - those nicking the car for onward sale or spares. I doubt it applies to those stealing it to rag the arse off it for a day or so (etc). Seeing how everyone gets nervous about buying cars used for track days etc, I would imagine "stolen recovered" cars will also take a hit value wise? I'm really not sure I'd want mine back.
What we often refer to as "Stolen Recovered" are those cars for which the insurance has paid up, but then subsequently been recovered and sold on. If you car is stolen and recovered without the insurance giving you a cheque for the total amount then the theft won't be recorded on HPI.
BingoBob said:
What we often refer to as "Stolen Recovered" are those cars for which the insurance has paid up, but then subsequently been recovered and sold on. If you car is stolen and recovered without the insurance giving you a cheque for the total amount then the theft won't be recorded on HPI.
Even if you don't get the cheque I.e. your car gets recovered part way through your claim, it's still goes down as stolen on the hpi record - it'd take 000s off the value of any Aston.Slarti said:
Even if you don't get the cheque I.e. your car gets recovered part way through your claim, it's still goes down as stolen on the hpi record - it'd take 000s off the value of any Aston.
Until the cheque has cleared the vehicle remains your property. The ins co will not record as SR until it becomes their property 
AMDBSNick said:
Until the cheque has cleared the vehicle remains your property. The ins co will not record as SR until it becomes their property
I'm speaking from personal experience... car gets nicked, i tell the insurance, we start the claims process, hpi recorded as stolen by police and insurance, car gets recovered, i get it back, police lift the stolen marker from hpi database, insurance company refuse to lift theirs. if what you say is true then i'd appreciate a reference to a mandate that i can hit the insurance co with because i lost a lot of money when i eventually sold that car.Slarti said:
I'm speaking from personal experience... car gets nicked, i tell the insurance, we start the claims process, hpi recorded as stolen by police and insurance, car gets recovered, i get it back, police lift the stolen marker from hpi database, insurance company refuse to lift theirs. if what you say is true then i'd appreciate a reference to a mandate that i can hit the insurance co with because i lost a lot of money when i eventually sold that car.
Funnily enough Slarti I had exactly the same problem many years ago and I work in the industry. What will have happened is some spotty clerk at the ins co has jumped the gun and registered it too early. I took legal advice to get mine removed for the same reason as you and basically was told the legal bills would outweigh the loss of value. It's little wonder ins co's have the reputation they do. Another reason I don't personally get involved in motor insuranceGassing Station | Aston Martin | Top of Page | What's New | My Stuff