European Breakdown Cover
Discussion
apotek said:
Who do you fellas use for breakdown cover on european jaunts.I normally just go and don`t worry must be getting old.Thanks in advance John
if your Aston is less than 3 yrs old or in extended warranty, it comes included. I bank with Barclays Premier which includes European breakdown cover. Locktons Aston insurance includes European breakdown cover too. So I have a choice of 3 ..........jonby said:
if your Aston is less than 3 yrs old or in extended warranty, it comes included. I bank with Barclays Premier which includes European breakdown cover. Locktons Aston insurance includes European breakdown cover too. So I have a choice of 3 ..........
But you don't have an Aston Jonby 
Jockman said:
jonby said:
if your Aston is less than 3 yrs old or in extended warranty, it comes included. I bank with Barclays Premier which includes European breakdown cover. Locktons Aston insurance includes European breakdown cover too. So I have a choice of 3 ..........
But you don't have an Aston Jonby 
Edited by jonby on Tuesday 4th September 23:52
jonby said:
Jonby I'm with HSBC Premier - a far better quality of turd - and I was wondering....Does Barclays Premier offer you European car cover even though you have your actual car insurance elsewhere ??

Jockman said:
jonby said:
Jonby I'm with HSBC Premier - a far better quality of turd - and I was wondering....Does Barclays Premier offer you European car cover even though you have your actual car insurance elsewhere ??

Astons own cover will almsot certianly be superior but it does provide extra peace of mind and covers my everyday car too of course, though that currently is in Audi's warrnaty period and therefore comes with cover !
If you click on the link you can download the pdf with conditions
jonby said:
yep - it's membership of RAC they provide, regardless of insurance
Astons own cover will almsot certianly be superior but it does provide extra peace of mind and covers my everyday car too of course, though that currently is in Audi's warrnaty period and therefore comes with cover !
If you click on the link you can download the pdf with conditions
Had a quick peak there and looks similar to the HSBC Premier but with some extras !! I note the eligibility criteria is being reduced Astons own cover will almsot certianly be superior but it does provide extra peace of mind and covers my everyday car too of course, though that currently is in Audi's warrnaty period and therefore comes with cover !
If you click on the link you can download the pdf with conditions
and they do the usual trick on the will-writing service
I wouldn't use either of them for investments as there are better returns going solo.I am now out of warranty and out of Locktons but the European insurance may be more pertinent at renewal next March. Thanks for the heads up

Jockman said:
I am now out of warranty and out of Locktons but the European insurance may be more pertinent at renewal next March. Thanks for the heads up 
I think most high street banks are as bad as each other - I've heard the various premier services described as what you should (used to) get as a regular retail customer but now have to pay for
But the reality is for £17.50 per month I do get to speak to UK based people in a specialist department which gets things done far more easily, even though I shouldn't have to pay for the privilege. Irksome but the reality of the situation
For me, a few of the options are useful but they aren't the rasin d'etre for going premier
jonby said:
.....
But the reality is for £17.50 per month I do get to speak to UK based people in a specialist department which gets things done far more easily, even though I shouldn't have to pay for the privilege. Irksome but the reality of the situation
Karen and I would close our 2 premiers if they charged us a penny Jonby and there are certain circumstances in which they could theoretically try But the reality is for £17.50 per month I do get to speak to UK based people in a specialist department which gets things done far more easily, even though I shouldn't have to pay for the privilege. Irksome but the reality of the situation

The main attraction for us - as well as the service you highlight - is the unbelievable mortgage rate. Where else could you borrow nearly 500k (originally) at just over 2%, and never have to pay a dime for your travel insurance ever again ??

Jockman said:
...never have to pay a dime for your travel insurance ever again ?? 
I was made aware by my "relationship manager" that the travel insurance only covered you for the first country you visit of a trip. You need to phone them to add extra countries in. In her case, she had a direct flight to somewhere in the Caribbean, then took a connecting flight to one of the islands - apparently only the place with the direct flight was initially covered. Just a fyi...
lazerbrain said:
I was made aware by my "relationship manager" that the travel insurance only covered you for the first country you visit of a trip. You need to phone them to add extra countries in. In her case, she had a direct flight to somewhere in the Caribbean, then took a connecting flight to one of the islands - apparently only the place with the direct flight was initially covered. Just a fyi...
An insurer trying to screw people over... Well I never!lazerbrain said:
I was made aware by my "relationship manager" that the travel insurance only covered you for the first country you visit of a trip. You need to phone them to add extra countries in. In her case, she had a direct flight to somewhere in the Caribbean, then took a connecting flight to one of the islands - apparently only the place with the direct flight was initially covered. Just a fyi...
Darren - not sure if you are referring to HSBC or Barclays ??Whenever I go abroad I simply use the notification area in the HSBC account and list our travel plans including any stops (usually Dubai), which they acknowledge quickly.
Like any other insurance I suppose you only ever discover these things if in a claim situation so thanks for getting me thinking

Jockman said:
Darren - not sure if you are referring to HSBC or Barclays ??
Whenever I go abroad I simply use the notification area in the HSBC account and list our travel plans including any stops (usually Dubai), which they acknowledge quickly.
Like any other insurance I suppose you only ever discover these things if in a claim situation so thanks for getting me thinking
This was HSBC. I like your solution of using the notification area. :-)Whenever I go abroad I simply use the notification area in the HSBC account and list our travel plans including any stops (usually Dubai), which they acknowledge quickly.
Like any other insurance I suppose you only ever discover these things if in a claim situation so thanks for getting me thinking

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