Naughty Aston owner!

[stevewushu]

The initial message was deleted from this topic on 24 September 2013 at 22:48

[bomberh]

The idiot driver just couldn't be bothered to send their no claims information and inform their insurance company of a change of address, knb.

So the driver/owner got £300 FPT and 6 points on their licence. So when their insurance comes up for renewal and they declare the points and what they are for, their insurance is going to go sky high. Yep the owners a knb

[Jockman]

Shall we guess who the insurer was who nullified the policy ??

[GTDB7]

Agreed the driver should have notified the Insurance Comp etc.. but it's also a little anal and red tape.

If he's paying or paid his premium and the insurance has accepted the payment/s, then they should at least provide some form of legal cover to drive. If or when a claim was made, then the Insurance can tell him to go do one and simply not pay out.

So what I'm saying is unless outright refusal to insure is in force then you should be covered by at least a 3rd party cover until all the details are obtained and verified.

I'd like to know the little details though before making a final judgement!

Had the Ins Comp notified the driver in writing etc that his policy was Void! ???

Or was this a decision made during a phone call made by the Police! ??

If a change of address was made then how long ago was this carried out?
Days, Weeks, Months??

I'm sure at some point in our lives we have all overlooked or missed something, luckily most of the time we get to correct it before anything bad happens.

[Jockman]

Last I heard, the correct procedure in this instance is for a 7 day ticket for the owner to provide evidence of insurance

Perhaps this has lapsed too ?????

[CPBRI]

Supercar?

[Jockman]

CPBRI said:

Supercar?

Agreed

[peterr96]

Jockman said:

CPBRI said:

Supercar?

Agreed

Compared to your Corsa? Yes I think so!

[Jockman]

peterr96 said:

Compared to your Corsa? Yes I think so!

Can't disagree with you there Pedro !!

Upon my return from Espanol I shall look to update my picture to include my corsa and bike. Might even include myself avec Assos mankini

[V12PJN]

The Insurer or their Agent is required to send a 7 day cancellation letter to the Insured's last known address. This is normally done by recorded delivery.

[yeti]

Easy to fall foul... I go to work on the train generally but once or twice a month I drive if its sunny and I've a late start.

Found out due to a thread on S, P & L that I wasn't insured for this as SDP only. I thought commuting was a daily thing but its if you EVER drive to a permanent place of work.

Now changed, and for free, but that came as a shock to me as I'd been technically uninsured.

[Speculatore]

Not insurance but I was very nearly caught out with the 10 year expiry on your digital driving licence. (Section 4b is the expiry date).

I didn't get any notification from DVLA...It was pointed out a couple of weeks ago when I hired a car in Edinburgh.

[sjp63]

Presume the insurers were writing to him at his old address telling him he was not insured because he hadn't sent NCB proof? But if they were asking for NCB proof then that suggests he was using the insurer for the first time - so why would they have the wrong address?
Had they also returned his premium I wonder?
Was his V5 up to date?
People who deliberately don't buy insurance deserve what this guy has got, but It's not clear in this story that he was deliberately avoiding paying. All very well for the BiB to make a big splash about this, but does it really target the right audience (ie those who have no intention of getting insurance)