Temporary or Short Term Insurance
Temporary or Short Term Insurance
Author
Discussion

danieldenham

Original Poster:

88 posts

171 months

Saturday 16th September 2017
quotequote all
Hi
I want to lend my 9 to a couple of friends (mid 30s) for a week or two but I don't want to put them on my insurance for the whole year. We've tried to call various temp/short term companies but the moment we say "Aston Martin" they run a mile!

Please can anyone let me know what they've done about insurance if lending their cars.

Thanks


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RobDown

3,807 posts

159 months

Saturday 16th September 2017
quotequote all
My starting point would be to ask your insurance company how much it would cost to put them on for a year. If it's £50 more then job done

Graze01

1,203 posts

123 months

Saturday 16th September 2017
quotequote all
you could try adding them but with an increased excess (which is their risK) and it might not affect your premium

Ive done simliar (here in Australia)

Graeme

ilikeAstons

275 posts

135 months

Saturday 16th September 2017
quotequote all
I did exactly that for a friend of mine about a month ago. He was covered for a week for £27.

Admiral.

petrolburners

63 posts

117 months

Saturday 16th September 2017
quotequote all
Most policies worth the paper they are written on will let you drive others and others drive yours, fully comp, no charge. Trouble is, often people prefer to pay fractionally less and then complain when their pants insurer is inflexible or keeps asking for admin fees!

For a (far) shorter term solution, I can thoroughly recommend a company / app called Cuvva. Incredible how often it comes in handy. Genuinely the best UI I've ever experienced too.

2 sMoKiN bArReLs

32,044 posts

266 months

Saturday 16th September 2017
quotequote all
petrolburners said:
Most policies worth the paper they are written on will let you drive others and others drive yours, fully comp, no charge.
That's new to me, especially for an Aston.

davek_964

11,373 posts

206 months

Saturday 16th September 2017
quotequote all
2 sMoKiN bArReLs said:
petrolburners said:
Most policies worth the paper they are written on will let you drive others and others drive yours, fully comp, no charge.
That's new to me, especially for an Aston.
Yeah, same here. Most policies will let you drive other people's cars third party, and don't provide cover for other people driving your car.

High Net Worth policies - which is what I switched to this year with Hiscox - will let you drive other people's cars fully comp and will let other people (that don't live with you and are over 30) drive your cars fully comp.

2 sMoKiN bArReLs

32,044 posts

266 months

Saturday 16th September 2017
quotequote all
davek_964 said:
2 sMoKiN bArReLs said:
petrolburners said:
Most policies worth the paper they are written on will let you drive others and others drive yours, fully comp, no charge.
That's new to me, especially for an Aston.
Yeah, same here. Most policies will let you drive other people's cars third party, and don't provide cover for other people driving your car.

High Net Worth policies - which is what I switched to this year with Hiscox - will let you drive other people's cars fully comp and will let other people (that don't live with you and are over 30) drive your cars fully comp.
yes Very few policies let others drive your (or vice versa) car fully comp

wtdoom

3,742 posts

239 months

Saturday 16th September 2017
quotequote all
I can drive anything and anyone I give permission to can drive any of mine . I negotiated it into the policy and it made very little difference because I'm known to my broker and he realises I won't take advantage of the situation .
Must be worth a call

AMTony

1,130 posts

198 months

Saturday 16th September 2017
quotequote all
Locktons allow up to 5 drivers over 25 to be added free of charge.

I have my 25 and 26 year old sons on and they are covered to be on their own fully comp!

Ken Figenus

6,011 posts

148 months

Saturday 16th September 2017
quotequote all
Needed a mate to drive my Mums Golf - £25 for a day or £19 for the year! Admiral... Probably easier/cheaper to put them on your policy as named drivers...

dopsonj

315 posts

151 months

Saturday 16th September 2017
quotequote all
25 and had my cousin (22) insured for a week on my V8V.

£30.50

Through Admiral. Fully Comp & Includes EU.