Discussion
LesXRN said:
The photo of the Aston led my wife to ask if the insurance would cover the damage, I guess not.
As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
I would doubt it... as the drive made the decision to enter the water... The air intakes are right behind the grill, water will just wash in and get sucked straight up in to the inlet manifold. As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
Another sad case - this is a brand new Mclaren less than 1000 miles, a victim of Hurricane Ian. Car was in the owner's garage, sea water made its way in the garage (like filling a swimming pool) once the water pressure was too great, it blew the garage doors off sending this car floating out into the street.
skhannes said:
Another sad case - this is a brand new Mclaren less than 1000 miles, a victim of Hurricane Ian. Car was in the owner's garage, sea water made its way in the garage (like filling a swimming pool) once the water pressure was too great, it blew the garage doors off sending this car floating out into the street.
Just wait until you see what Freddie's done with it......(look up Tavarish on YouTube)
LesXRN said:
The photo of the Aston led my wife to ask if the insurance would cover the damage, I guess not.
As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
A successful ( or not ) Insurance claim will all depend on whether the applicable Insurer classifies the incident as Avoidable or Unavoidable. As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
If a driver has simply driven into water on a road having seen other cars successfully go through it may be difficult for said Insurer to decline the claim.
It might also depend upon the Insurance policy itself small print !
LesXRN said:
The photo of the Aston led my wife to ask if the insurance would cover the damage, I guess not.
As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
The insurance company may pay out. An idiotic friend of mine thought it would be cool to show off in his X5M50D and drive fast through some light road flooding and the innevitable happened. When speaking with the insurance company, they asked whether it was reasonable to assume he could make it through the water based on the level, to which he replied that he assumed he could get through as he had seen others drive through it and the road wasn't closed. He obviously suggested he went through at a sensible speed. Car was written off and he got a full payout.As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
Lionhead said:
The insurance company may pay out. An idiotic friend of mine thought it would be cool to show off in his X5M50D and drive fast through some light road flooding and the innevitable happened. When speaking with the insurance company, they asked whether it was reasonable to assume he could make it through the water based on the level, to which he replied that he assumed he could get through as he had seen others drive through it and the road wasn't closed. He obviously suggested he went through at a sensible speed. Car was written off and he got a full payout.
Whether the car in the picture would be an insurance uneconomic write-off, would probably depend on whether the electrics have become waterlogged.
If the rectification work required, is replacement engine only and the insurers agree to pay, then a further problem may occur.
There are no replacement V12 (non-turbo) engines available from Aston Martin.
Rebuilt replacement engines used to be supplied on an exchange basis, but if the owner's engine block had been holed, it would not have been accepted as an exchange.
Some independent specialists are beginning to buy salvage Aston Martins, so that they have parts available for their own use.
Whenever I see these or the various Rufford Ford expensive car mishap videos I immediately think it's an insurance job to bin off a problematic/unwanted car.
I know two people who have (accidentally) written off cars by driving into flood water (one when I was in it!) and both received full payouts with no questions asked.
I know two people who have (accidentally) written off cars by driving into flood water (one when I was in it!) and both received full payouts with no questions asked.
Pflanzgarten said:
Whenever I see these or the various Rufford Ford expensive car mishap videos I immediately think it's an insurance job to bin off a problematic/unwanted car.
I know two people who have (accidentally) written off cars by driving into flood water (one when I was in it!) and both received full payouts with no questions asked.
Wow , I'm amazed... but as you say its difficult to prove it wasn't accidental.. I know two people who have (accidentally) written off cars by driving into flood water (one when I was in it!) and both received full payouts with no questions asked.
I don’t know the road but it looks like a dual carriageway. Is there a hard shoulder there as if not and there are other cars driving through it’s a tricky one to avoid? Not like you can turn around or reverse back by the looks of it and would take a call to the emergency services on a case of what “might” happen if you attempt it.
Maybe that Aston driver had just relocated from Miami after selling his C8 Corvette…
https://youtu.be/DTy8CyFq_hI?si=dVCPVfKTZrg-y1XA
https://youtu.be/DTy8CyFq_hI?si=dVCPVfKTZrg-y1XA
alscar said:
LesXRN said:
The photo of the Aston led my wife to ask if the insurance would cover the damage, I guess not.
As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
A successful ( or not ) Insurance claim will all depend on whether the applicable Insurer classifies the incident as Avoidable or Unavoidable. As for the road in question, it has flooded ever since it was opened a few years ago, it's a nightmare for the locals.
If a driver has simply driven into water on a road having seen other cars successfully go through it may be difficult for said Insurer to decline the claim.
It might also depend upon the Insurance policy itself small print !
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