AM Extended Warranty
Discussion
For the UK, I suspect this is because it is more profitable for the premium standard, my contract from last year also specifies the 20 year element.
The reason for country to country change will be down to the underwriting compay changes from country to country. For the UK it is Car Care Plan.
You can also benefit sometimes in the UK cheekily asking for your renewal prior to April increases even if your renewal is post that period.
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