HELP!! INSURANCE ON SUBARU IMPREZA'S!!

[Stubie]

Hello People,
Just like to say thanks to every1 that helped we with my last topic. Was a real help!!

Heres a new one for ya..

INSURANCE!!

I dont get it... sum quotes i do are like £1700 and then others are £700-£800 for the same car, same size engine etc and same model just different reg plates.

I looking to get a Subaru with a turbo (of course) and my have no no years claims, no points or convitions and am 30 years old, so i was expecting the insurance to be quite high, but i just cant work it out.!

IS THERE A LOOP HOLE OR SUMTHING??
Stubie

[maxdb]

Try looking for a UK model with Thatcham alarms. I found a 2l Turbo much cheaper to insure than a WRX/STI varient.

[paulmoonraker]

Different companies will have vasty different quotes for this type of car. Specialist brokers like Keith Michaels are very good, but require experience in a turbo car etc (they will ask you). Having zero years no claims realyly won't help with quotes either.

[anonymous-user]

I've just bought an Impreza (though I haven't picked it up yet), and I too am seeking out cheap insurance.

Keith Michaels/Sky both will require you to have 1 year of ownership of big power turbo cars before quoting you. A-Plan (about 2 mins up the road from me!) will do a good job of finding you a deal.

Admiral are sometimes quite cheap on Impreza's too. A-Plan got me the best price with Aviva (they didn't charge extra for the exhaust change either)

ETA - Just to add - you mentioned the same car being different prices elsewhere. I found that with the imports I was getting quotes on, some companies recognised the plate as the true car (2 door wrx sti type r 20000cc), whereas others were bringing the same plate up as "4 door my00 type uk" - a completely different car, with completely different performance. Worth checking in great detail before you accept a policy that they actually have the correct car listed

Edited by anonymous-user on Wednesday 12th October 22:12

[pidsy]

Most insurers will bum you if you cant prove at least one years history with something they class as a high performance car.

Its a massive PITA.

[liner33]

I've never had to prove experience but I was asked

[MK4 Slowride]

I got my mum as a named driver on my policy which saved me £100. The insurance company shat themselves a bit when I listed all the mods so much to-ing & fro-ing was done by the chap on the phone to his boss.

I'm 29, 5 years no claims and costs me £1250 all mods declared. Hoping it'll be sub £1000 this december but not holding my breath.

[kayzee]

Adrian Flux were once again the cheapest for me... 26 with 6 years NCB paying £1,200 btw.

[arfur]

Not an Imprezza, but my very modified Forester is 700 protected at Allianz. They are aware of all the mods. I'm 44 with clean licence and full no claims

[liner33]

My heavily modified Skyline was with A plan , my Evo also modded is with Pace Ward , never paid more than £550pa to insure either 43yrs old full ncb

[japgt]

I have a my94 sti wagon import, heavily modded insured through Skye fully comp, I'm 36 with 9 years no claims, clean lisence, agreed value and all mods declared for £556 fully comp.

You will get hammered if you have no no claims bonus or any experience of a quick car, once you've got that year without any issues it will drop down, I went from a saxo to my scoob 8years ago and got stung for the first year, then gradually started coming down.

[bazza1000]

Try the specialist companies like:

Keith Michaels
A-Plan (very good)
Sky Insurance

And Elephant / Admiral

You will get half decent quotes off them.

Depends on your car history a bit as well if you have owned similar cars in the past.

Uk cars are cheaper to insure than the imports.

[anonymous-user]

bazza1000 said:

Try the specialist companies like:

Keith Michaels
A-Plan (very good)
Sky Insurance

Sky and Keith Micahels said came back next year, after I had owned the car a year.
A Plan are about 2 miles from me, and are excellent and got me a decent price with Aviva. Next best that I found on my own was Admiral.

[BerksJack]

Nyphur said:

Sky and Keith Micahels said came back next year, after I had owned the car a year.
A Plan are about 2 miles from me, and are excellent and got me a decent price with Aviva. Next best that I found on my own was Admiral.

I had the opposite when I tried to renew my insurance. A-Plan said come back next year and Keith Michaels were the cheapest around.

I'm with A-Plan now, Keith Michaels wanted nearly an extra £300 to add business class 1 to my policy when I renewed

[rb5er]

I got silly quoted from keith michaels and adrian flux. Everyone wanted to charge me £600 more than last year, with no accidents or claims. Only RCIB managed to get my premium to the same £850 as last year.

[wilbo83]

Another decent company that is often overlooked is Greenlight. I was insured with them on my modified celica and am now insured on a WRX PPP with plenty of modifications but a very reasonable price. (28 with 3 years no claims)

[amccan10]

keith michaels also offers a discount to all SIDC embers