MR2 insurance for 18year old?
Discussion
He maybe like the 'looks' of the mk2, but if he's after a better drivers car he should look towards the mk1. Should also be significantly easier to insure (Group 13 vs. 16), run etc. . All my opinion of course..... Try Elephant / Admiral, they were always pretty cheap for me a few years ago.
Any which way you look however, it won's be cheap for an 18 year old as you can see....
Any which way you look however, it won's be cheap for an 18 year old as you can see....
If Elephant / Admiral don't give you a quote you like. Find another car. They are the cheapest buy a long shot.
I was phoning around a couple of days ago for quotes and the other companies where shocked at my quote of £550 when they are offering four figure quotes. I was told to “Accept the policy and run!” By competitors
Put a woman on the policy (reduces it by £100)
Keep the mileage as low as possible
Standard car.
social only.
I was phoning around a couple of days ago for quotes and the other companies where shocked at my quote of £550 when they are offering four figure quotes. I was told to “Accept the policy and run!” By competitors
Put a woman on the policy (reduces it by £100)
Keep the mileage as low as possible
Standard car.
social only.
You could give A-Plan a call (thread on top of Jap Chat) or Graham Sykes. Both are happy to have young drivers with sports cars. A-Plan are about half the price of Elephant for our cars at the moment. I can't comment on G-S as I haven't used them for a year.
I'd also agree with the MkI vs MkII comments - easier to ensure, more fun to drive and cheaper to fix. BUT they aren't as fast and not as sought after by the young'uns.
I'd be suprised if he can get much less than £1,800 a year, and even that would be cheap.
When I got my FTO I was 22 with a claim in the previous 2 years and had quotes from £2,600 (Tesco with a tracker) to £8,600 from Norwich Union ... the car was worth about 5 and a half to 6 tops!!! He needs to do a LOT of searching, but I would suggest talking to A-Plan to see what they can do.
I'd also agree with the MkI vs MkII comments - easier to ensure, more fun to drive and cheaper to fix. BUT they aren't as fast and not as sought after by the young'uns.
I'd be suprised if he can get much less than £1,800 a year, and even that would be cheap.
When I got my FTO I was 22 with a claim in the previous 2 years and had quotes from £2,600 (Tesco with a tracker) to £8,600 from Norwich Union ... the car was worth about 5 and a half to 6 tops!!! He needs to do a LOT of searching, but I would suggest talking to A-Plan to see what they can do.
mtv dave said:
I'd also agree with the MkI vs MkII comments - easier to ensure, more fun to drive and cheaper to fix. BUT they aren't as fast and not as sought after by the young'uns.
Which to me would be a big bonus in the MK1's favour. Get a good'un and you'll have endless fun. Even suitable for those 'other' 18 year old activities....
Sort of wish I hadn't sold mine now.
I agree with going for elephant. When I was 18 I also had a claim against me (hmm, seeing a pattern here) And insurance was crazy. Elephant came up trumps everytime! Still do now.
To OP: Add yourself, and your spouse, as name drivers, that should bring his quote down, but your still looking at 2 grand...
To OP: Add yourself, and your spouse, as name drivers, that should bring his quote down, but your still looking at 2 grand...
mtv dave and others said:
You could give A-Plan a call
Just rang A-Plan:
18 years old - No Convictions but No 'No-Claims-Discount' to offer
Driving for 9 months
MR2 Mk2 2.0 GT (1990 to 1994) Parked on private drive
Third Party Fire & Theft Only: £4,000
Will try Elephant next - thanks for all the help guys...any more suggestions welcome.
Just to set thing stright.
Elephant, Admiral, bell and Dimond are EUI LTD with diffrent names
use the online factlity
[url]www.admiral.com[/url]
Play with it. get your quote, Then press Back and change some of the boxes. as to diffrent cars that are cheap to insure. I find the Classic car speak a load of bollox. There not stupid and they must get a 100 phone calls a day from young "high risks" drivers. Classic cars are cheep if you have a grey beard and a bobble hat!
try to find unpopular cars
Starlet GTT
or rare cars
I think the best is a UK model Honda CRX Del sol VTI. only 400 made but get a quote for one online I think its the cheapest sports car of this type.
Elephant, Admiral, bell and Dimond are EUI LTD with diffrent names
use the online factlity
[url]www.admiral.com[/url]
Play with it. get your quote, Then press Back and change some of the boxes. as to diffrent cars that are cheap to insure. I find the Classic car speak a load of bollox. There not stupid and they must get a 100 phone calls a day from young "high risks" drivers. Classic cars are cheep if you have a grey beard and a bobble hat!
try to find unpopular cars
Starlet GTT
or rare cars
I think the best is a UK model Honda CRX Del sol VTI. only 400 made but get a quote for one online I think its the cheapest sports car of this type.
I see the Del Sol was refered to a sports car there - we'll just gloss over that one..... 
Anyhoo, yeah its true, the insurance companies don't have a clue as to some of the really rare jap cars available. I had the BEAMS VVTi version of the mk2 MR2, but they didnt have a clue about it(even though it had nearer 200hp) and insurance was the same as a bog standard G-Limited or UK GTi..... Nice. Bit off the original question I suppose.
Good luck!
Anyhoo, yeah its true, the insurance companies don't have a clue as to some of the really rare jap cars available. I had the BEAMS VVTi version of the mk2 MR2, but they didnt have a clue about it(even though it had nearer 200hp) and insurance was the same as a bog standard G-Limited or UK GTi..... Nice. Bit off the original question I suppose.
Good luck!
I'll probably get flamed for this but can I express my concern at someone with no experience of driving. Climbing into a rear wheel gadgetless car. The MR2 was not designed as a toy.
Young drivers hit the brakes and steer out of skids when the back goes out. So might I suggest Mx-3, CRX, Prelude... etc then a rear wheel drive in a couple of years once he has scared himself a couple of times.
Young drivers hit the brakes and steer out of skids when the back goes out. So might I suggest Mx-3, CRX, Prelude... etc then a rear wheel drive in a couple of years once he has scared himself a couple of times.
stu_the_flat said:
I'll probably get flamed for this but can I express my concern at someone with no experience of driving. Climbing into a rear wheel gadgetless car. The MR2 was not designed as a toy.
Young drivers hit the brakes and steer out of skids when the back goes out. So might I suggest Mx-3, CRX, Prelude... etc then a rear wheel drive in a couple of years once he has scared himself a couple of times.
Young drivers hit the brakes and steer out of skids when the back goes out. So might I suggest Mx-3, CRX, Prelude... etc then a rear wheel drive in a couple of years once he has scared himself a couple of times.
Yeah I understand what you mean Stu, any MR2 driven irresponsibly without consideration of the different dynamics compared to a front engine / driver can be dangerous; not the type of car to take liberties with straight away, and never in the wet. Saying that we dont know how skilled a driver he is and could in theory have been driving for a year at least.
Plus I'm sure dad has given him a go in the Tiv, so he'll be perfectly aware of wet sidey ways action....
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