BMW Insured Warranty

[Rabbo]

My 130i is under AUC warranty until June but fast approaching 60,000 miles. I know that the cost of cover increases significantly above 60,000 miles so I'm wondering whether anyone has been able to take out a BMW Insured Warranty early (i.e. while the car is still under AUC warranty) to avoid the huge hike in monthly payments. Before I call BMW to ask, has this been done by anyone?

For comparison, my 130i would be £47/month (Comprehensive, £0 excess, with breakdown cover) before 60,000 miles versus £78/month after 60,000 miles. The gap narrows where the level of cover decreases and/or excess increases.

[tregger]

that makes me feel a bit better , i had a quote yesterday from BMW warranty services on my 2004/65k 645ci ?
£78 /month but £250 excess

[richtea78]

As I understand it, if you go with the monthly option it constantly renews at the lower price and doesnt increase.

Several people from the BMW CC and the Z4 forum have done it, but I would imagine its a glitch and BMW will eventually get round to fixing it

[Rabbo]

richtea78 said:

As I understand it, if you go with the monthly option it constantly renews at the lower price and doesnt increase.

Several people from the BMW CC and the Z4 forum have done it, but I would imagine its a glitch and BMW will eventually get round to fixing it

This is the reason for taking out the insured warranty now, rather than wait. My issue is whether I can do this now at the lower monthly cost whilst the car is still under AUC warranty?

[richtea78]

I dont think so, they will send you a PIN when the AUC is ending that will take you to a personalised quote

[mmm-five]

richtea78 said:

I dont think so, they will send you a PIN when the AUC is ending that will take you to a personalised quote

Go to the BMW Warranty quote page and input your details:

• Registration number is what it is (no spaces);
• Login Name is your surname (no spaces or hyphens if you have any);
• PIN is the last 7 digits of your VIN.

If it says they are invalid then you can call the warranty team to check. However there's no requirement to prove your mileage when you take out a policy, so as long as your car hasn't been to the dealership with 60,000+ miles on it just before you take out the policy, then you can always claim a value lower than 60k miles when you apply.

[edition]

I extended mine on the 130 about 3 months ago. 57 plate with 24k on the clock, 47£ a month, no excess and breakdown.

[sjj84]

richtea78 said:

As I understand it, if you go with the monthly option it constantly renews at the lower price and doesnt increase.

Several people from the BMW CC and the Z4 forum have done it, but I would imagine its a glitch and BMW will eventually get round to fixing it

Not a glitch, it's been like that for years. If you speak to them on the phone they are very open about it and even suggest it's what you do if you are nearing 60k miles. Surprisingly they are a very friendly bunch the couple of times I've phoned them, and it's not actually BMW it's a company called Mondial.