PCP early termination - quite painless
Discussion
https://m.bmw.uk/finance/existing-customers/return...
My daughter terminated PCP early due to change in circumstances
Inspector too fat to bend down to see lower bumper damage..
Alloys trashed @ £26 each
1 ding per panel allowed so FOC
Once they inspect, BMW can't up the price, so that's the worst it can be
N/A here, but lost keys etc are cheaper than if you replaced yourself.
Check out the prices before considering rectifying any issues...
My daughter terminated PCP early due to change in circumstances
Inspector too fat to bend down to see lower bumper damage..
Alloys trashed @ £26 each
1 ding per panel allowed so FOC
Once they inspect, BMW can't up the price, so that's the worst it can be
N/A here, but lost keys etc are cheaper than if you replaced yourself.
Check out the prices before considering rectifying any issues...
Couldn't agree with the OP more.
In particular, avoid feeling inclined to get any paintwork rectified - if the repair is noticeable (as it usually is if you don't pay much), a deduction is still made by the inspector for "poor previous repair" and the cost is exactly the same as the charge would be for getting the repair done (properly) in the first place.
General rule of thumb is that the only problems worth putting right are worn tyres and cracked windscreens. And also make sure the service isn't overdue even by 1 day.
In particular, avoid feeling inclined to get any paintwork rectified - if the repair is noticeable (as it usually is if you don't pay much), a deduction is still made by the inspector for "poor previous repair" and the cost is exactly the same as the charge would be for getting the repair done (properly) in the first place.
General rule of thumb is that the only problems worth putting right are worn tyres and cracked windscreens. And also make sure the service isn't overdue even by 1 day.
garyhun said:
How 'worn' are we talking about with tyres?
I'm on my originals on a 118D, currently on 24,000 miles. MOT in April had one advisory that the front nearside outer had slight wear. I'll probably do another 5000 by the end of the PCP next April.
Check your terms, although usually legal limit appliesI'm on my originals on a 118D, currently on 24,000 miles. MOT in April had one advisory that the front nearside outer had slight wear. I'll probably do another 5000 by the end of the PCP next April.
A new set of the Michelin runflats for my 10 year old 325i is nearly a grand.
I have to say, if I was returning a car under some sort of finance agreement and I was going to be charged for new tyres I'd get a set of part worn ones from ebay of the same make/model with plenty of tread and have them fitted by a local tyre fitter.
You can usually even make out the production date code from the photos so they wouldn't be able to say that the tyres are older than the car. Never actually had a PCP so not had to do that, but they usually go for about £40 a corner on ebay as opposed to £200 plus new....
I have to say, if I was returning a car under some sort of finance agreement and I was going to be charged for new tyres I'd get a set of part worn ones from ebay of the same make/model with plenty of tread and have them fitted by a local tyre fitter.
You can usually even make out the production date code from the photos so they wouldn't be able to say that the tyres are older than the car. Never actually had a PCP so not had to do that, but they usually go for about £40 a corner on ebay as opposed to £200 plus new....
Edited by tomic on Monday 14th August 19:19
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