Alpina B10

[Republik]

How come the Alpina B10 is so much more expensive to insure than an E39 M5? An insurance quote on an M5 comes back at £530 whereas the B10 is close to £770. Is it purely because it's a rarer beast?

Edited by Republik on Monday 19th October 11:02

[AB]

I imagine to do with rarity, cost of replacement parts from Alpina?

[MarkwG]

I haven't found that, personally: who have you tried?

[Republik]

Only direct line. My M3 was £520 last year. A B3 comes out at £590.

Huge difference between the M5 and the B10 for some reason.

[Crombers]

With Admiral I found the B10 nestled between the 540 and M5, probably where it should be.

Direct Line has always been extortionate for me regardless of chariot..

[Republik]

Direct Line are usually the opposite for me. I usually get a good deal so use them as a yard stick. I might have to look around if they are going to be silly.

[belleair302]

It is worth shopping around when trying to insure an Alpina, most major companies have no idea what you are talking about.

[fluffnik]

Try Sky Insurance, they saved me ~£200 at last renewal.

[B10BRW]

Try Elephant, £260 PA fully comp on my B10 V8

[Republik]

£830 with Elephant 7 years no claims. No convictions, no claims. Must be living in Manchester that's doing it!

[Slurms]

Problem seems to be that the Alpina B10's get classed as an "import" so they have higher costs associated with them..

[MarkwG]

Can depend on which drop down menu they use; some list Alpina separately, some not at all, & some as part of the BMW list. If you're on the 'phone, you need a clued up operator to spot the difference.

[Mr Whippy]

I found the same with the Z4 Alpina Roadster vs M Roadster.

The Alpina was about £1400 cheapest quote (all the comparison sites), the M was about £750 iirc.

Really odd, and the £500 difference easily covered extra tax costs and service costs per year, so made it pointless to buy the Alpina as a 'cheaper' alternative.


I would love to understand insurers weightings sometimes, but I think in this case as others have said it is that Alpina bits are harder/more expensive to source/replace!

Dave

[Republik]

The insurance prices have really put me off. It's almost worth getting an M5 for the amount I'd save. I think my mind is set now though - on a C32 AMG.

[Tango13]

I thought as a member of PH you could haggle a discount from Adrian Flux? Even if you can't the're pretty switched on when it comes to the exotic stuff and fairly reasonable price wise.

[Republik]

It's probably worth a try. Cheapest so far is £710 so anything close to £500 I'd be happy with.

[Matt From Flux]

Republik said:

How come the Alpina B10 is so much more expensive to insure than an E39 M5? An insurance quote on an M5 comes back at £530 whereas the B10 is close to £770. Is it purely because it's a rarer beast?

Edited by Republik on Monday 19th October 11:02

If you want me to get someone to give you a ring, just pm me your details and a number.