Got knocked off this morning
Discussion
Go careful out there.
London, roundabout, I'm exiting............about 20mph luckily as wet.
Lorry doesn't stop at my right of way...........I roll off throttle to slot behind him.
Lady behind doesn't react and drives through me - felt hard - but can't have been more than 10mph over my speed I wouldn't think.
for some reason bike launches onto it's right side immediately, probably rotating rear wheel against bumper of car, or maybe she collected me at a slight angle. Hard to know.
Bike quite bad............me very painful wrist and ankle - but nothing broken I don't think. Weirdly grazed left knee (had proper kit on) and I landed on my right. Maybe on handle bars on way off.
Handle bars bent or certainly twisted on top bolt. Crank case FUBAR, Exhaust FUBAR, bar end and rear brake FUBAR.
Bad times.
Strangely philosophical - didn't even get angry. Felt sorry for her - she was quite upset and shaken.
Go steady out there.
London, roundabout, I'm exiting............about 20mph luckily as wet.
Lorry doesn't stop at my right of way...........I roll off throttle to slot behind him.
Lady behind doesn't react and drives through me - felt hard - but can't have been more than 10mph over my speed I wouldn't think.
for some reason bike launches onto it's right side immediately, probably rotating rear wheel against bumper of car, or maybe she collected me at a slight angle. Hard to know.
Bike quite bad............me very painful wrist and ankle - but nothing broken I don't think. Weirdly grazed left knee (had proper kit on) and I landed on my right. Maybe on handle bars on way off.
Handle bars bent or certainly twisted on top bolt. Crank case FUBAR, Exhaust FUBAR, bar end and rear brake FUBAR.
Bad times.
Strangely philosophical - didn't even get angry. Felt sorry for her - she was quite upset and shaken.
Go steady out there.
RacerMDR said:
kiethton said:
That sucks but at least you're ok - bike can be replaced in time 
yeah cheers.Hopefully the ladies insurance will pay out no quibble.
I've told mine - not sure if I should have from a getting battered at renewal time.............hey ho.
kiethton said:
TBH if it was going through her insurance anyway you'd have to tell them, it'll all be on the system and you'll be shafted at renewal either way as they'll already know
fair point - I'm not a big fan of insurance type things - but in fairness it probably should be high risk riding around these muppets everyday 
Who are you insured with? I got knocked off last year and had a small battle over liability but won it in the end. Happy to pass on experiences.
What was the bike and the value? Sounds like it's had it anyway but again, beware of them trying to write off something which has damage worth about 15% of the bike's value! Mine did - but I won out, I bought it back as a Cat D, spent £150 on some replacement headers and now basically have a free bike which is still worth £5-6k any day of the week.
What was the bike and the value? Sounds like it's had it anyway but again, beware of them trying to write off something which has damage worth about 15% of the bike's value! Mine did - but I won out, I bought it back as a Cat D, spent £150 on some replacement headers and now basically have a free bike which is still worth £5-6k any day of the week.
Glad to hear you're alright. Pity the truck driver will get away scot free.
Incidentally, you might not be affected by the insurance thing provided it is all on record that it wasn't your fault and no claim made through your insurance. That is my experience - some insurance companies will try to take advantage when you renew, not all do. Admiral, for example, are total scum. Might depend on when your renewal is due vs how long it all takes to settle. Anyway, the woman is hopefully not the type of scum bag who will lie. I don't think you could avoid recording your version of events with your insurance company.
Incidentally, you might not be affected by the insurance thing provided it is all on record that it wasn't your fault and no claim made through your insurance. That is my experience - some insurance companies will try to take advantage when you renew, not all do. Admiral, for example, are total scum. Might depend on when your renewal is due vs how long it all takes to settle. Anyway, the woman is hopefully not the type of scum bag who will lie. I don't think you could avoid recording your version of events with your insurance company.
the lady's insurance is Admiral incidentally.
Mine is Hastings Direct.
I think I've broken my wrist - not sure. However I'm not really a "blame/claim" type guy.
I'll be happy if the bike gets repaired.
My insurance valued the bike at 10k (which is high) it's 9500 new and it's done 2000 miles.
The damage I can see - as long as that's all it is, is probably a 1k and few hours of labour.
So it shouldn't be written off unless they're mad - and my insurance indicated it wouldn't be.
Not sure where I sit on a new helmet...........assume they'll pay for that hopefully.
Mine is Hastings Direct.
I think I've broken my wrist - not sure. However I'm not really a "blame/claim" type guy.
I'll be happy if the bike gets repaired.
My insurance valued the bike at 10k (which is high) it's 9500 new and it's done 2000 miles.
The damage I can see - as long as that's all it is, is probably a 1k and few hours of labour.
So it shouldn't be written off unless they're mad - and my insurance indicated it wouldn't be.
Not sure where I sit on a new helmet...........assume they'll pay for that hopefully.
Might be best to get to a doctor. I've not made a claim in 17 years of driving, but don't think there's any shame it mentioning it you've hurt yourself. Could be some lost work time in future.
I renewed my car insurance a couple weeks ago. Ended up going with Hastings direct. On the phone, admiral tried to add over 150 quid on because, a couple of years ago, a van driver scraped my car - the tit later denied it. I decided to leave it as not worth the cost. So case closed, no claim. No claims ever made before or after. So anyway, I put the phone down on the cheeky pigs. Hastings not bothered. I think they're all w
kers though tbh.
I renewed my car insurance a couple weeks ago. Ended up going with Hastings direct. On the phone, admiral tried to add over 150 quid on because, a couple of years ago, a van driver scraped my car - the tit later denied it. I decided to leave it as not worth the cost. So case closed, no claim. No claims ever made before or after. So anyway, I put the phone down on the cheeky pigs. Hastings not bothered. I think they're all w
kers though tbh. My advice to the OP is not to be a hero. 
I know here on PH we're fond of telling people to "man up", but in cases of insurance claims, make sure you get what you're entitled to.
You're going to be shafted at renewal time either way, so claim for all of it. I'm not for one minute suggesting anything you claim for should be done on a fraudulent basis, but now is not the time for pulling on your big boy pants and sucking it up.
As other posters have noted, not only should you claim for the bike, but think about helmet, leathers, boots, etc., as well as the injury to your wrist.
It wasn't your fault you got knocked off, so go out and get what's owed to you.
I know here on PH we're fond of telling people to "man up", but in cases of insurance claims, make sure you get what you're entitled to.You're going to be shafted at renewal time either way, so claim for all of it. I'm not for one minute suggesting anything you claim for should be done on a fraudulent basis, but now is not the time for pulling on your big boy pants and sucking it up.
As other posters have noted, not only should you claim for the bike, but think about helmet, leathers, boots, etc., as well as the injury to your wrist.
It wasn't your fault you got knocked off, so go out and get what's owed to you.
I'm glad to hear you're (mostly) OK. Get checked out, especially the wrist, as you may need some treatment or even so slightly heavier duty pain killers than you can get over the counter.
Claim for everything. The insurance company won't pay for things they don't think you're entitled to but they won't volunteer to pay for things you haven't claimed for.
Remember, at the end of the claims process, to get a clear written statement that the claim was not your fault. It may help making future premiums a little less painful.
Claim for everything. The insurance company won't pay for things they don't think you're entitled to but they won't volunteer to pay for things you haven't claimed for.
Remember, at the end of the claims process, to get a clear written statement that the claim was not your fault. It may help making future premiums a little less painful.
Sounds like it could have been much worse. Good thing most of the damage is mostly to the bike and at least it sounds like things should go smoothly with regards to claiming. Unlike myself, hit a cyclist the other day cutting across stationery traffic whilst I was slowly filtering. He ended up getting off on me like a little rodent so I'm having to foot the bill of which most of it will probably just have stay as it is.
You won't get shafted at renewal or anything like that - as long as it goes through the third party's insurance it'll be put down as a non-fault claim and will not affect your premium. If your insurer tells you otherwise run a quote on a comparison website and prove them wrong.
The only way it will is if the claim is still pending or for whatever reason the claim doesn't go through the TP's insurer.
I'm sorry to hear about the accident - speedy recovery and I hope this gets sorted quickly!
The only way it will is if the claim is still pending or for whatever reason the claim doesn't go through the TP's insurer.
I'm sorry to hear about the accident - speedy recovery and I hope this gets sorted quickly!
You got lucky, great that you didn’t get (more) hurt.
Funnily, it’s almost always women that try to run me off or block me when I’m filtering in bumper to bumper city traffic. I just can’t fathom what’s wrong with them, why they have these murderous intentions, I’ll be faster than them anyway.
And sitting high on the bike I’ve seen so many car drivers texting, phoning, generally fiddling with their freaking phones or entertainment systems, while changing lanes, turning...damn fools.
I really believe it should be obligatory for every car driver to get a bike license and ride a bike on the road, so that they get into their skulls that they should be more cautious and friendly to bikers.
And look at new cars, like the upcoming A-Class, huge monitors with internet, tv and what not...
Funnily, it’s almost always women that try to run me off or block me when I’m filtering in bumper to bumper city traffic. I just can’t fathom what’s wrong with them, why they have these murderous intentions, I’ll be faster than them anyway.
And sitting high on the bike I’ve seen so many car drivers texting, phoning, generally fiddling with their freaking phones or entertainment systems, while changing lanes, turning...damn fools.
I really believe it should be obligatory for every car driver to get a bike license and ride a bike on the road, so that they get into their skulls that they should be more cautious and friendly to bikers.
And look at new cars, like the upcoming A-Class, huge monitors with internet, tv and what not...
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