Insurance for an 2000 ZX9R?

[jdwoodbury]

Hi All,

Been out of the saddle for a few years now, just picked up an 18yr old E1 ZX9R I am doing some light restoration on. I need to insure it at some point but lost all my no claims....any advise on best choice of insurer for this age of bike?

Cheers,

JD

[jdwoodbury]

Sorry should say I am 39, been a few years since I last rode regularly.

[Biker's Nemesis]

Shouldn't be too expensive with your and the bikes age unless you're in London.

I think insurance companies take into account if you have any car no claims bonus.

I would start by looking on a comparison website like Go Compare and see what turns up, I believe MCE are to be avoided because of issues if you have to make amendments mid term or claim.

[PTF]

Try footman james. It would fall under their classic bike policies.

I've got 5 bikes insured with them, all 1993 to 2002 years. Fully comp is £250 for 2 riders and unlimited mileage, including commuting. You need to join the Vintage Japanese Motorbike Club, which is only about £30/year.

The downside is that because it's a classic policy you don't earn NCB. The flip side is that my NCB is free to use on another, newer bike at some point that's not a classic.

[BuzzBravado]

PTF said:

I've got 5 bikes insured with them, all 1993 to 2002 years. Fully comp is £250 for 2 riders and unlimited mileage, including commuting.

Do you mean two riders, or rider and pillion? I ask as i'm trying to get one policy to cover 5 of my bikes, but it would need to cover me and my dad to ride, and that is where it falls apart. The multi bike policies i looked at only allowed one person on the policy.

[crofty1984]

BuzzBravado said:

Do you mean two riders, or rider and pillion? I ask as i'm trying to get one policy to cover 5 of my bikes, but it would need to cover me and my dad to ride, and that is where it falls apart. The multi bike policies i looked at only allowed one person on the policy.

Footman James had me, my dad and my brother insured fully comp to ride any of my bikes, Bonneville, A65, Starfire and at one point a zzr600. Cost about 180 quid.
Thankfully I've never had to claim so can't tell you what they're like on that front but they've been very good whenever I've had to deal with them.

[catso]

PTF said:

The downside is that because it's a classic policy you don't earn NCB.

At £250 for 5 bikes who needs an NCB?

[jdwoodbury]

Great stuff....will call footman later

[PTF]

BuzzBravado said:

PTF said:

I've got 5 bikes insured with them, all 1993 to 2002 years. Fully comp is £250 for 2 riders and unlimited mileage, including commuting.

Do you mean two riders, or rider and pillion? I ask as i'm trying to get one policy to cover 5 of my bikes, but it would need to cover me and my dad to ride, and that is where it falls apart. The multi bike policies i looked at only allowed one person on the policy.

Yes it covers me and my dad to ride any of the bikes. He popes out once or twice a year and takes his pick.

[PTF]

jdwoodbury said:

Great stuff....will call footman later

Be interested to know how you get on

I think they'll cover a bike over 15 yrs old, but if you're a member of the Vintage Japanese Motorbike Club you can have bikes from 10 yrs old.

All very reasonable compared to what i was paying to insure a new fireblade!

[pozi]

Carole Nash has a scheme called "Future Classics" with one of their underwriters, multi bike policy for 10 year plus old bikes but still generates no claims bonus and you can ride them to work

[kingb]

pozi said:

Carole Nash has a scheme called "Future Classics" with one of their underwriters, multi bike policy for 10 year plus old bikes but still generates no claims bonus and you can ride them to work

Carole Nash have been great with me - Even decaring some fairly major mods for my 1993 trophy which is a now a cafe racer didnt bother them!

Think your also insured for 2 tracks days a year!!

[jdwoodbury]

PTF said:

Be interested to know how you get on

I think they'll cover a bike over 15 yrs old, but if you're a member of the Vintage Japanese Motorbike Club you can have bikes from 10 yrs old.

All very reasonable compared to what i was paying to insure a new fireblade!

Did not get time to call them in the end but did get a GoCompare quote which threw up MAG insurance for £209 TPFT which I thought was good (all mods declared).

[BuzzBravado]

PTF said:

BuzzBravado said:

PTF said:

I've got 5 bikes insured with them, all 1993 to 2002 years. Fully comp is £250 for 2 riders and unlimited mileage, including commuting.

Do you mean two riders, or rider and pillion? I ask as i'm trying to get one policy to cover 5 of my bikes, but it would need to cover me and my dad to ride, and that is where it falls apart. The multi bike policies i looked at only allowed one person on the policy.

Yes it covers me and my dad to ride any of the bikes. He popes out once or twice a year and takes his pick.

Thanks for that. Might be what i have been seeking for a long time now. 5 seperate policies is getting tedious.

[Deranged Granny]

PTF said:

Try footman james. It would fall under their classic bike policies.

I've got 5 bikes insured with them, all 1993 to 2002 years. Fully comp is £250 for 2 riders and unlimited mileage, including commuting. You need to join the Vintage Japanese Motorbike Club, which is only about £30/year.

The downside is that because it's a classic policy you don't earn NCB. The flip side is that my NCB is free to use on another, newer bike at some point that's not a classic.

I'd always use FJ if I could, they're brilliant. Except the bike needs to be garaged. Otherwise I'd have a 954 by now.

[jdwoodbury]

Just got my FJ quote, £177 fully comp with £50 excess (includes agreed value).
I think that's pretty good, although you don't earn no claims as has been stated.

JD

[PTF]

Just rang FJ to add two bikes

2000 R1 and 2000 929 Fireblade.

To add them until the policy runs out in June, Fully Comp, including my Dad to ride, including commuting, unlimited mileage is costing.....


.....£36. And £25 of that is an admin fee.

[trickywoo]

PTF said:

Just rang FJ to add two bikes

Unless you've found a way to ride two bikes at the same time its old rope to them but fair play I suppose for not taking the piss.

[Gavia]

kingb said:

Carole Nash have been great with me - Even decaring some fairly major mods for my 1993 trophy which is a now a cafe racer didnt bother them!

Think your also insured for 2 tracks days a year!!

How do they know that you’ve only done two trackdays a year?