Splitting NCB/NCD

[T5R+]

Became aware today that my motorcycle insurers max out at 5 years. I actually have 9 years on this particular policy, Same insurer/broker for last few years.

Have a need/want/desire for an additional bike and so wonder if anyone has ever been in a situation whereby split and kept some of the NCD/NCB aside.

Essentially, want to use 5 years (ie max allowable) on current bike and put the surplus years aside for the "new" bike thereby starting a new policy on the new bike with 4 years.

Have never before considered this - do not know if even allowable.

[scorcher]

Not do able as far as I know. Your insurer may add an additional bike onto your existing policy or they ( or another ins. Co) may match your your ncd on another new policy.