crashed the R1 today

[YamR1,V64motion]

well i thought i would go out for a nice ride as i had the day off,anyway about an hour into my ride im going around a roundabout and this girl(couldnt have been older than 17 or 18) looks right at me then pulls out, i wasnt going particularly fast or riding stupidly,anyway i hit her but fortunatly i kind of jumped away from the bike so i didnt hit her car just the bike did then bounced on the ground, front completly smashed,scuffs along the side and the worst part of all-dent in the frame, i think this happened when it fell onto the kerb after impact but this basicly means its written off i guess,has anyone else had similar experiances?, i mean i know shes in the wrong and there were witnesses to prove it even the copper said she was but i guess i was thinking it just doesnt look good, me a young bloke on an R1 and her just in her little peugeot ive got a feeling she will try and blame me and if she even attempts it, i cant express how livid i will be.

[Mad Dave]

She probably will deny liability, but if you have witnesses and a Police officers statement, you should be ok.

[Incorrigible]

Prepare yourself for a wait

And how you come out of it financialy depends on how much work you want to put in

If you can buy back the salvage you could break the bike yourself and possibly make some cash and retain some all important spares for your next one

Otherwise, as I suspect you've guessed, it's lost no claims, lost excess, loads of hassle

BTW if you fancy a mint 2000 748 for a bargain price, drop me a line

[Steve_T]

You must be gutted, though the main thing, is that you're ok. If you've got witness details you have a chance. Try not to dwell on it too much, sorting out insurance takes months/years not days/weeks, so no point stressing out.

Steve.

[anniesdad]

Hi,

Sorry to hear about your accident and the damage to the bike. I think you'll be OK if you have witness evidence to support your argument. I can't really see what her argument could be? I'm assuming that the damage to her bike is consistent with her pulling out into your path?

If you need any help my company assists non-fault claimants like for vehicle repairs, replacement vehicle, loss of earnings etc without resorting to own insurers (protects your ncb, excess etc). I've sent you a PM. Email me/ring me back if you like and I'd be more than happy to help.

All the best

Steve

[Mad Dave]

Ive only just received the money from my accident last September!

On the plus side, they decided not to fix the Bandit, gave me £1500 for it and I fixed it for £200 and sold it for a further £1200. Bonus.

[YamR1,V64motion]

Incorrigible said:

Prepare yourself for a wait And how you come out of it financialy depends on how much work you want to put in If you can buy back the salvage you could break the bike yourself and possibly make some cash and retain some all important spares for your next one Otherwise, as I suspect you've guessed, it's lost no claims, lost excess, loads of hassle BTW if you fancy a mint 2000 748 for a bargain price, drop me a line

thanks for the offer on the 748,they are a lovely bike but ive got a 600RR too so im not completly bikeless,i am going to put as much work as i can into the claim it was her fault she pulled out and knocked me off so im claiming on her, im not an asshole, i wont claim for injury etc as thankfully i was ok just a few bruises but as far as im concerned her insurance company owes me £7k and i wont stop hassling them until i get it.
also on the 748 how many miles has she done and how much are you asking? i have a friend looking for a bike who might be interested.

[YamR1,V64motion]

anniesdad said:

Hi, Sorry to hear about your accident and the damage to the bike. I think you'll be OK if you have witness evidence to support your argument. I can't really see what her argument could be? I'm assuming that the damage to her bike is consistent with her pulling out into your path? If you need any help my company assists non-fault claimants like for vehicle repairs, replacement vehicle, loss of earnings etc without resorting to own insurers (protects your ncb, excess etc). I've sent you a PM. Email me/ring me back if you like and I'd be more than happy to help. All the best Steve

thanks for the offer, i maty well take you up on it, im going to wait until tomorrow then ring her/her insurers and see what they say and then go from there.




>> Edited by YamR1,V64motion on Wednesday 31st August 11:34

[Incorrigible]

YamR1V64motion said:

also on the 748 how many miles has she done and how much are you asking? i have a friend looking for a bike who might be interested.

YHM

>> Edited by Incorrigible on Wednesday 31st August 11:59

[Vitesse39]

Please consider

If the police logged the accident then they will be able to state it was her fault, so she can't argue with that.
Just from how you decribe the accident "looks right at me then pulls out", your insurers will be quite happy that it was her fault and should be quite happy to fight your corner.

Excess - when the fault is established you claim that back as part of your uninsured losses, along with anything else - boots, leathers, helmet, etc.

NCB - The accident wasn't you're fault so you won't loose it. It will only go down as a Non-fault claim.

Mrs Vitesse used to work in motor insurance so if you need any more info give us a shout

If you do contact the driver directly it may prejudice the claim, so I would advise against that.

Glad your OK though, and all the best

[anniesdad]

[quote=YamR1,V64motion]

anniesdad said:

Hi, Sorry to hear about your accident and the damage to the bike. I think you'll be OK if you have witness evidence to support your argument. I can't really see what her argument could be? I'm assuming that the damage to her bike is consistent with her pulling out into your path? If you need any help my company assists non-fault claimants like for vehicle repairs, replacement vehicle, loss of earnings etc without resorting to own insurers (protects your ncb, excess etc). I've sent you a PM. Email me/ring me back if you like and I'd be more than happy to help. All the best Steve

thanks for the offer, i maty well take you up on it, im going to wait until tomorrow then ring her/her insurers and see what they say and then go from there.




>> Edited by YamR1,V64motion on Wednesday 31st August 11:34[/quote]

My offer stands whatever the outcome of your negotiations.

All the best

S

[YamR1,V64motion]

do any of you guys think that after coming off the best thing to do is get straight back on a bike to overcome the nerves?, im considering taking the 600 out this evening but maybe i should wait until the weekend?

[DennisTheMenace]

thing is how are you feeling ? Do you feel like going for run ? go for it , just take it easy !!

[Andy OH]

I had an off a few years back on a thursday, I was on my mates Aprilia RSV Mille on the Sunday morning. It was the best thing I did as it sorted out the nerves. My mate later told me he did it on purpose to get me back on the bike.

Do it in your own time and have fun.

Andy

[m1spw]

Just take your other bike for a slow ride round where you live, so if you get scared for some reason you can get back easily. Or get one of your mates/relatives to follow in a car/on another bike to give you a little confidance boost on the first ride. Just remember, get back on as soon as you feel you can and once you're back into the swing of it you'll start enjoying yourself again!

[dannylt]

Good idea to get back on the bike. Also, you might only have a few bruises now, but it's possible that you might have damaged something non-obvious. My shoulder still has reduced mobility years later but I never thought about it at the time; just glad I survived after my bike went over the car! Took almost two years for the insurance to pay out, but all worked out in the end.

[YamR1,V64motion]

well ive decided already that when the insurance eventully do pay out i wont bother getting another 1000, in short its going to be TVR time, i will still keep the 6 though or maybe trade that for a 1000 on its own,went out on it tonight and within 10 or 15 mins i felt fine was a bit nervous at first but glad i got straight back on.

[4WD]

Why should bike insurance take longer to settle a claim than car insurance? Is this true / typical?

I presume the protracted cases are where you are claiming extra injury expenses, and so take time to prove medically?