Wooden shed

[Drawweight]

Well more an insurance story that I just had to share.

I got my renewal quote in so though I’d go through the comparison sites to see if I could get a better deal.

Got one for £297, a bit better than my current one. But the site only had a choice of a concrete or brick garage. Mine is a wooden shed which my current insurer accepted.

So I phoned them up to check if a shed is acceptable. Nope.

So the modified quote….£903.

I’m assuming the call handler made a mistake somewhere but I was too stunned to argue.

[grotty]

Yup I had this with a few insurers, some ask for pictures to verify too. I've had a concrete garage built since.

[Biker9090]

I read a case about this sometime last year.

From memory the question was Where will the vehicle be stored? The answer was "Garage". Insurers tried to get out of the claim as it wasn't brick built but were overuled.

[trickywoo]

They seem most keen on the floor. I’ve got a garage with a wood door but as it’s got a concrete floor it’s as good as fort knox for insurance.

[hondajack85]

trickywoo said:

They seem most keen on the floor. I ve got a garage with a wood door but as it s got a concrete floor it s as good as fort knox for insurance.

Reminded of the The Great Escape. You wont be tunneling out of there tommy...

[Drawweight]

The company I m with is happy with the wooden shed and it s in the policy documents.

It s lined with plywood and security hinges etc and nobody s getting in there easily but I suppose it still goes in the same category as a cheap one from B&Q.

Just surprised at the crazy increase in premium. I think I ll redo the quote just to see what happens.

Edit I see the problem now, basically nobody wants to insure it unless it s garaged. I changed the parking to ..on private property and only 9 companies would quote. The company I m paying just over 300 quid for next year would want £2079.

Edited by Drawweight on Tuesday 10th February 19:44

Edited by Drawweight on Tuesday 10th February 23:38

[goonerfromlag]

OP what bike do you own? If you don't mind me asking.

[Drawweight]

goonerfromlag said:

OP what bike do you own? If you don't mind me asking.

GS 1300