Insurance know-how

[Pesto217]

Hi, 24M here looking to go for my direct access in the coming months however slightly shocked at the insurance prices I’ve been finding on fairly "sensible" bikes I'm interested in getting once I pass.

Looked at a lot of things ranging from 350cc naked to 1000cc adventure bikes and the prices just don't make any sense??? been quoted 3 grand for cbr500r but somehow 2 and a half grand for a 1200 GS (not that I would get a 15 grand bike as a beginner)

Will the prices change once I actually have my license, or when I'm 25 years old or is 2 grand and above for a years insurance something I have to stomach?

Any body types or particular models that are cheaper to insure but still good bikes?

[Xcore]

Get somthing without fairings

[exelero]

Old(er) bikes are cheaper to insure. Especially if they’re naked

[Ghs]

Pesto217 said:

Hi, 24M here looking to go for my direct access in the coming months however slightly shocked at the insurance prices I ve been finding on fairly "sensible" bikes I'm interested in getting once I pass.

Looked at a lot of things ranging from 350cc naked to 1000cc adventure bikes and the prices just don't make any sense??? been quoted 3 grand for cbr500r but somehow 2 and a half grand for a 1200 GS (not that I would get a 15 grand bike as a beginner)

Will the prices change once I actually have my license, or when I'm 25 years old or is 2 grand and above for a years insurance something I have to stomach?

Any body types or particular models that are cheaper to insure but still good bikes?

I’m paying 1,500 Pa for a old 1.0 focus at 65 if that makes you feel better
I think the poster above may have a point though with fairings ( sportbikes ) as my z900 is cheaper to ins than my zx4rr was .