Just about to renew the insurance

[supermono]

Phoned Carole Nash who I've been with before. They quoted me 360 quid (CBR1000RR f/c in Norfolk) but then I remembered my SP30 I got a few weeks ago. Now it's 400 quid.

I didn't know the insurance companies were profiteering too of the old speeding gravy train.

Are there any companies that don't fleece you for no increase in risk I can use?

SM

[southpaw]

Whats the excess? Have you tried Bennets or other bike insurers (who I can't remember the name of now!)?

Also, have you tried looking for a specialist insurer? When I was looking for insurance, Piaggio Plus (who are specialists for Gilera/Piaggio) were the best by far, and they are underwritten by Lexham - very efficient and helpful when i've had to change things or ask questions Have a look at www.lexhaminsurance.co.uk/

[Carrera2]

I've always worked on the basis that 3 pts = an extra 100, 6 pts an extra £300 and 9pts

In fact - I tried to use that as a plea against a copper the other day saying that he was going to cost me an extra £900 over the 3 years if he gave me more points. Didn't stop him

[DamienCBR]

For a CBR1000RR i would definately give HONDA Insurance a call. I am with them and yes it went up allot when i changed the bike 1/2 way through the policy because they effectively act as a broker and i had to stay with the same insurance company but they will bend over backwards to get you business and it is good cover too. Got to be worth a vist online www.honda.co.uk/insurance/ or call 0870 078 0101.

D

[supermono]

Honda looked good at like 276 quid before I added the SP30 then it jumped to £324.

Am I the only one incensed that insurance companies are profiteering out of drivers with no accident history yet a minor speeding indescretion?

Don't forget official figures confirm that the list of safest drivers and the list of SP30 owners overlap hugely, so this is not about increased risk...

SM

[supermono]

And there's more... Offences that have ran out, ie over three years, also count for the insurance!

Despicable

SM

[DamienCBR]

Am i correct in thinking that SP30's did not matter on your car insurance.

And yes i do think that it is totally out of order they are profiting.

D

[duart]

Hi - you could search 10 companies at once via www.thebikeinsurer.co.uk along the same lines as confused.com for car insurance.

As regards SP30's on car insurance they do need to bw disclosed and if you have more than one a considerable premium loading can apply.Hastings loaded my car premium by over 60% for 2 SP30's !

[duart]

Hi - you could search 10 companies at once via www.thebikeinsurer.co.uk along the same lines as confused.com for car insurance.

As regards SP30's on car insurance they do need to bw disclosed and if you have more than one a considerable premium loading can apply.Hastings loaded my car premium by over 60% for 2 SP30's !

[Nickccc]

Give these people a ring, knocked a substantial chunk off my previous quote.
Didn't seem bothered about points.
Choice quote insurances
Green lane
old swan
liverpool
L13 7EB
01512 210066

[dern]

duart said:

Hi - you could search 10 companies at once via www.thebikeinsurer.co.uk along the same lines as confused.com for car insurance.

As regards SP30's on car insurance they do need to bw disclosed and if you have more than one a considerable premium loading can apply.Hastings loaded my car premium by over 60% for 2 SP30's !

Good call, just knocked 75 off my renewal quote

[BigBillBailey]

Try these guys, i will probably move to them when mine runs out with Carol Nash.

www.ebikeinsurance.co.uk/

[tim2100]

try H&R insurance. They have always been very good for me since I passed my test. when I get my renewal through jsut get some other quotes and they always match it. Last time they cancelled a 3% credit card fee due to it then came above the other best quote.

First time they have tried to charge a credit card fee!

[jvaughan]

went to ebike insurance and they managed to beat the renewal on my Africa Twin by £50.
Called my origional broker back (Motorcycle direct) and they beat ebike by £30. this includes 1x Sp30 ... total premium £174.56
33, 4 years ncd, pillion, other bikes and standard DAS

[chrissarjeant]

Also check that you can change your bike half way through your policy.I renewed mine in april but are now changing the bike thinking I would just pay extra on the premium ,but they just said that my policy package wouldn't cover a more expensive bike ( above 5000) so I would have to cancel my present policy with no refund and start afresh with a new policy , so i will have paid for insurance twice this year.

[ChasMill]

Changed bikes from a Aprilia RSV R to a BMW R1200 GS (I know, I know) and Carole Nash were over £100 more expensive than Bennets or e-bike. I called them up to give them the opportunity of re-quoting (or cutting their commission) but they still could not get close. They were competitive for the RSV though and I used them for the past six years. Shame to move on but we are talking about a difference of over 30% and I could not ignore that!

[srdtvr]

I just contacted my insurance to change the policy over to a different bike and they now charge 42 quid to cover the change over plus whatever the new premium will be for the rest of the year, so I asked what if I cancel and change companies and they said that would cost me 35 quid !
Is this normal practice with other companies - to charge for changes such as these.