Cat D insurance claim?

[Fallen Angel]

Could someone please explain to me what a Cat D insurance means in respect of bikes?

Many thanks.

[Hooli]

same as cars. costs to much to repair but no 'real' damage, generally knackered plastics etc

[Fallen Angel]

Cheers... thanks

[Hooli]

i'd wait for more answers though as im no expert. i just know the catagories are the same.

[randlemarcus]

Means dont be a tightwad, and get a shiny one with carbon

I'd be more wary of Cat D bike write-offs, as plastics damage is often enough to write a bike off, meaning the assessor is less likely to look further for things like frame warping. Owner buys the salvage, second hand plastics off Fleabay, looks like a good repair etc etc.

From a dealer, maybe as you then have some comeback, but make sure you have a good written description from them, certifying that the bike is in thoroughly roadworthy state.

[Fallen Angel]

Ooops.... no this was a private sale so I had best stay away from it.

Thanks for that Marcus.. twas just a thought - back to the drawing board