Free insurance?
Author
Discussion

LongLiveTazio

Original Poster:

2,714 posts

228 months

Monday 17th March 2008
quotequote all
A good incentive to get people to buy cars (if you're young) is to offer free insurance. I'm inching ever closer to getting my bike test done, and was wondering if any manufacturers regularly have offers going? I'm 22, and would be after a big boys' bike. Obviously if I can save £700 or so (what I was quoted for a Fazer, I think) it'd be good!

Rubin215

2,084 posts

227 months

Monday 17th March 2008
quotequote all
Your big problem is year two.
One years no claims doesn't make a huge difference to a young rider with only one years experience, so the second year can come as a big shock.

Bike manufacturers did a lot of free insurance deals a few years ago, however when the insurance companies looked at the number of bikes getting "stolen" or accidentally catching fire around renewal time they soon stopped it or introduced lots of caveats (minimum security, minimum age, large excess, only certain postcodes etc).

There are still some deals around though; keep an eye in the bike mags.

randlemarcus

13,646 posts

262 months

Monday 17th March 2008
quotequote all
Or buy second hand, put the £700 insurance in one account, and the other couple of grand in another account. biggrin

LongLiveTazio

Original Poster:

2,714 posts

228 months

Monday 17th March 2008
quotequote all
That'll be another thread, I suspect! A million and one ways to go about 'owning' a bike finance wise. New on a finance incentive, second-hand 'outright' with some kind of loan, dirt cheap bike stuck on the credit card?!...

Chilli

17,320 posts

267 months

Tuesday 18th March 2008
quotequote all
I bought a new GSXR about 8 months ago and they were giving insurance for £139 if you were over 21. I think that was the only stipulation but can't be positive.

Cheers

Rach81

8,824 posts

247 months

Tuesday 18th March 2008
quotequote all
When I bought the StreetKa I got a years free insurance but the excess was £750, ouch!

Chilli

17,320 posts

267 months

Tuesday 18th March 2008
quotequote all
Rach81 said:
When I bought the StreetKa I got a years free insurance but the excess was £750, ouch!
B'stids!!!