Someones just hit my bike......
Discussion
Bike parked outside house at GF's watching BSB hear a bang look out of the window a Toyota car is embedded into my bike, i'm fecking gutted.
Have took his details and pictures of the car on top of my bike and he has asked me not to go through insurance but what shall I do?
Have took his address, phone number and car reg number.
Anything else?
Oh he left the hanbrake off it just rolled into my bike!
Have took his details and pictures of the car on top of my bike and he has asked me not to go through insurance but what shall I do?
Have took his address, phone number and car reg number.
Anything else?
Oh he left the hanbrake off it just rolled into my bike!
Edited by 996 sps on Sunday 11th May 14:42
Edited by 996 sps on Sunday 11th May 15:13
Get the insurance involved; every time someone's tried that line on with me they've turned out to be total d
heads.
One prize tt thought that £20 would cover a bashed helmet, and all the indicators, mirrors and levers for one side of my bike 
You can probably tell from the above, thinking about them winds me up even after all these years!
....and breathe
heads.One prize t
t thought that £20 would cover a bashed helmet, and all the indicators, mirrors and levers for one side of my bike You can probably tell from the above, thinking about them winds me up even after all these years!
....and breathe
Go insurance route as so many people get stung going the cash only way.
As you have been involved in an accident even though no fault you must inform your insurance company asap.
The bonus of doing this today is they are aware of the incident and you can tell them that the other party is talking about a cash payment and to wait a day or so and see what happens if you really want to go the cash route.Then if he does not offer the money they are aware and ready to start a claim against him.
Then on monday you could get a price for the damage even if its just parts over the phone.Once you have that demand he pay up by monday or tuesday at the latest with say a couple of hundred pounds or so on top to cover labour and make it clear it may cost more on top and this is just a deposit.
If you do go the cash route make sure you get a written and signed agreement from the other party regarding costs and payment.
As you have been involved in an accident even though no fault you must inform your insurance company asap.
The bonus of doing this today is they are aware of the incident and you can tell them that the other party is talking about a cash payment and to wait a day or so and see what happens if you really want to go the cash route.Then if he does not offer the money they are aware and ready to start a claim against him.
Then on monday you could get a price for the damage even if its just parts over the phone.Once you have that demand he pay up by monday or tuesday at the latest with say a couple of hundred pounds or so on top to cover labour and make it clear it may cost more on top and this is just a deposit.
If you do go the cash route make sure you get a written and signed agreement from the other party regarding costs and payment.
Sorry to hear about your bike.I had a guy reverse into a Busa i had once,no insurance involved.He just asked me how much will it cost,i called local panel repair place,got quote,phoned the guy that hit me with the total,he came round to my house that night with the cash!.He couldn't have been more apologetic,or blind!,as i was sitting on the chuffing bike at the time when he hit me,right behind him,all 6ft 4 of me with my headlight on!
black-k1 said:
Go straight to insurance and don't foget the cost of a hire bike while yours is off the road.
Check out PH user Anniesdad who runs a company that recovers all your costs in no fault insurance claims. I've not used him but all the other PH reports are that he is very good.
Anniesdad (Steve). You wont find a nicer or more helpful guy on here. Def. worth a call. Check out PH user Anniesdad who runs a company that recovers all your costs in no fault insurance claims. I've not used him but all the other PH reports are that he is very good.
Maybe you should see if he will pay cash without the insurance being involved. It always stays on your insurance history when asked 'any accident or convictions in the past five years'. I was involved in an accident, not my fault but still counts against me when applying for or renewing insurance.
Just a thought?
Just a thought?
Flipatron said:
Maybe you should see if he will pay cash without the insurance being involved. It always stays on your insurance history when asked 'any accident or convictions in the past five years'. I was involved in an accident, not my fault but still counts against me when applying for or renewing insurance.
Just a thought?
I had a crash about 2 years ago, other guy's fault, and his insurance paid everything without arguing, I always declare it and have never had it count against me when getting quotes or taking out policies. You might want to check it's recorded as not your fault.Just a thought?
agent006 said:
Flipatron said:
Maybe you should see if he will pay cash without the insurance being involved.
Yep. The moment he starts dicking about, then take it to insurance.For some who have already made a few claims, the insurance route would price them off the road come renewal time and for the next few years (especially if they have couple of vehcles), so they'd rather take a one-off cash hit.
As mentioned though, any sign of dicking about, go to the insurance. You want the cash in your bank by Tuesday or forget it.
I pratted a guys mirror a couple of years ago, absolute peach, surprised I stayed on to be honest! The damage involved simply wasn't worth putting through the insurance so I asked him not to, he got a quote and I paid the modest sum.
But, by the sounds of things your bike will be a lot more than a "modest sum"; get the insurance involved now, and if you haven't already done so report the accident to the police.
But, by the sounds of things your bike will be a lot more than a "modest sum"; get the insurance involved now, and if you haven't already done so report the accident to the police.
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