Insurance renewal
Discussion
It's that time of year for me again so been shopping around for quotes as my current insurer wanted to hike my premium by £70 to £835 due to "all the payouts that the insurance industry have been making recently".
Isn't that their job??!?
I told them to s0d off.
Spoke to MSM Insurance recommended on the PH insurance wiki.
http://www.msminsurance.co.uk/
Not only did they come in nearly a couple hundred quid cheaper they also give 10% Pistonheads discount!
My policy is for: kept on the drive, fully comp with mods (intake/suspension) 10,000 miles a year (8000 domestic, 2000 class 1 business) not main vehicle
Well worth a call if your current insurance company want to sting you for more money on your renewal!
Yes the extra pay outs have been caused by the insurance companys.
They sell the accident data to solicitors thats why you get contacted after an accident..So the insurance companys are the course of the increased premiums ..
They get there cake and eat it.!
What did bug me when mannings took another £80 off me for breakdown cover when its only a extra £20 for older classic cars ..£100 for the MG and £20 more with the Breakdown cover..
And no breakdown of the insurance cover and legal cover on paper.! somethings not quite right!

They sell the accident data to solicitors thats why you get contacted after an accident..So the insurance companys are the course of the increased premiums ..
They get there cake and eat it.!
What did bug me when mannings took another £80 off me for breakdown cover when its only a extra £20 for older classic cars ..£100 for the MG and £20 more with the Breakdown cover..
And no breakdown of the insurance cover and legal cover on paper.! somethings not quite right!

Edited by SILICONEKID340HP on Wednesday 16th November 16:49
The insurance companys are to blame ,they make millions every year by selling accident information to solicitors no win no fee type companys ..
Then they past the cost to us ..They are b
ds..
Read this http://www.telegraph.co.uk/finance/personalfinance...
Then they past the cost to us ..They are b
ds..Read this http://www.telegraph.co.uk/finance/personalfinance...
Just got my renewal paperwork through, no increase
but no lower 
£287.11 fully comp with 5000 miles (1994 4.0 HC)
Also a nice surprise in that i've accrued 1 years NCB, which I wasn't expecting as it's a limited mileage/second car policy.
I can't see the price being beaten (i'm 26, clean record with 6 years NCB on my daily) so might stick with the devil i know
but no lower 
£287.11 fully comp with 5000 miles (1994 4.0 HC)
Also a nice surprise in that i've accrued 1 years NCB, which I wasn't expecting as it's a limited mileage/second car policy.
I can't see the price being beaten (i'm 26, clean record with 6 years NCB on my daily) so might stick with the devil i know

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