cat b for sale?
Discussion
chrisdurham said:
So did I but apparently it is not the case. Cat B is an insurance classification/recommendation but is not legally binding. Providing it has passed a VIC (Vehicle Identity Check) check has a V5C and a current MOT then it can be legally sold. From what I understand the V5C will always show it as a Cat B with possible insurance/sale problems. 
Interesting reading.
http://car-salvage.org/blog/?p=450
I especially like this little paragraph.
"Whilst the regulations are very clear for the salvage disposal operator, the insurer’s duty of care is a grey area. To adhere to the Code of Practice, insurers must demonstrate that they are exercising a reasonable standard of care, i.e. all category B vehicles should be dismantled and the vehicle structure destroyed in its entirety. However, there is no explanation of what a ‘reasonable standard of care’ entails, so insurers must make decisions based on their own judgement. Any failure to dispose of vehicles correctly, which then results in injury, may subject an individual or a company to liability; a PR nightmare for an insurer."
The above paragraph says it all for me. The insurer has a "duty of care".
I accept that this will not always be the case, but i would expect my present insurance company TO REFUSE TO INSURE me for a cat B vehicle, especially in light of the above paragraph, and in particular the last sentenence concerning liability etc.
If all insurance companys adopted this approach, then cat B vehicles would not be "on sale".
To the original OP and anyone else for that matter, dont touch cat B cars with a bargepole, unless you buy them for spares, they SHOULD NEVER be put back onto the road, even if the law is a bit of a "grey area".
rant over, i feel a lot better now!
http://car-salvage.org/blog/?p=450
I especially like this little paragraph.
"Whilst the regulations are very clear for the salvage disposal operator, the insurer’s duty of care is a grey area. To adhere to the Code of Practice, insurers must demonstrate that they are exercising a reasonable standard of care, i.e. all category B vehicles should be dismantled and the vehicle structure destroyed in its entirety. However, there is no explanation of what a ‘reasonable standard of care’ entails, so insurers must make decisions based on their own judgement. Any failure to dispose of vehicles correctly, which then results in injury, may subject an individual or a company to liability; a PR nightmare for an insurer."
The above paragraph says it all for me. The insurer has a "duty of care".
I accept that this will not always be the case, but i would expect my present insurance company TO REFUSE TO INSURE me for a cat B vehicle, especially in light of the above paragraph, and in particular the last sentenence concerning liability etc.
If all insurance companys adopted this approach, then cat B vehicles would not be "on sale".
To the original OP and anyone else for that matter, dont touch cat B cars with a bargepole, unless you buy them for spares, they SHOULD NEVER be put back onto the road, even if the law is a bit of a "grey area".
rant over, i feel a lot better now!Edited by TJC46 on Sunday 23 December 21:12
"THE CAR WAS SUBJECT TO A LOW LEVEL FLOOD CLAIM IN 1999 AND RECORDED AS CATEGORY B"
Would a few soggy carpets and wet electrics really make it a Cat B, maybe a misprint, should read D ?
Either way it wouldn't make the car un-safe but could , if it is a B, make it hard to sell and even harder to insure
Would a few soggy carpets and wet electrics really make it a Cat B, maybe a misprint, should read D ?
Either way it wouldn't make the car un-safe but could , if it is a B, make it hard to sell and even harder to insure
phillpot said:
"THE CAR WAS SUBJECT TO A LOW LEVEL FLOOD CLAIM IN 1999 AND RECORDED AS CATEGORY B"
Would a few soggy carpets and wet electrics really make it a Cat B, maybe a misprint, should read D ?
Either way it wouldn't make the car un-safe but could , if it is a B, make it hard to sell and even harder to insure
Its only worth 7k tops and i mean tops even at a Cat D !Would a few soggy carpets and wet electrics really make it a Cat B, maybe a misprint, should read D ?
Either way it wouldn't make the car un-safe but could , if it is a B, make it hard to sell and even harder to insure
Just from a perspective point of view I paid £6k for my immaculate 96 Chim with 21k miles on it in October of this year.... I got it that "cheap" as it was a Cat D.
£9995 is ridiculous for something on the write-off register as a B.
Cat D/C is "fine" IMHO but a Cat B is a completely different matter. having said that, for £250 you can have the Cat definition and the words Write Off" removed from the register and replaced with a "Category - Inspected" which removes a lot of the stigma.
I plan on doing that with mine in the summer.
£9995 is ridiculous for something on the write-off register as a B.
Cat D/C is "fine" IMHO but a Cat B is a completely different matter. having said that, for £250 you can have the Cat definition and the words Write Off" removed from the register and replaced with a "Category - Inspected" which removes a lot of the stigma.
I plan on doing that with mine in the summer.
If the car was flooded, what would the inside of the chassis tubes look like! Mmmm, based on cost of putting one right, 7k sounds about right. If I'd known what I know now I'd probably buy a tired one an re build, I bought a late one and err am re building her anyway, they all need re working unless you get one that someone else has put right!
Julesprivate said:
Just from a perspective point of view I paid £6k for my immaculate 96 Chim with 21k miles on it in October of this year.... I got it that "cheap" as it was a Cat D.
£9995 is ridiculous for something on the write-off register as a B.
Cat D/C is "fine" IMHO but a Cat B is a completely different matter. having said that, for £250 you can have the Cat definition and the words Write Off" removed from the register and replaced with a "Category - Inspected" which removes a lot of the stigma.
I plan on doing that with mine in the summer.
Keep me posted ,mine is a cat D stolen and recovered ,no body damage but they nicked the wheels ,slashed the top dash and left it in the woods on bricks£9995 is ridiculous for something on the write-off register as a B.
Cat D/C is "fine" IMHO but a Cat B is a completely different matter. having said that, for £250 you can have the Cat definition and the words Write Off" removed from the register and replaced with a "Category - Inspected" which removes a lot of the stigma.
I plan on doing that with mine in the summer.
The non specialist insurance company wrote it off even with minimal damage .
SILICONEKID340HP said:
Keep me posted ,mine is a cat D stolen and recovered ,no body damage but they nicked the wheels ,slashed the top dash and left it in the woods on bricks
The non specialist insurance company wrote it off even with minimal damage .
This is the only UK company I know of that can do it:The non specialist insurance company wrote it off even with minimal damage .
http://www.autoligninspections.co.uk/inspections.h...
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