Defination of Cat 4 accident damage ????

[geo]

Can anyone help by defining the term 'Cat 4' when used in descibing accident damage. ??
How much should it affect the value and the ability to sell on such a car ??

[2 sheds]

Assume they mean "Cat D", damaged beyond economical repair by the insurer. i would say asking price would be about 20% down on original car, it wouldn't put me of though.

[geo]

Sorry, you are correct should have read Cat D

[ferlin]

The trouble with buying something that has been a total loss is that if it were ever stolen or burnt or damaged beyond economical repair again then you would not get paid out.The insurance company would have registered it.I would steer well clear!

[nztrev]

ferlin said:

The trouble with buying something that has been a total loss is that if it were ever stolen or burnt or damaged beyond economical repair again then you would not get paid out.The insurance company would have registered it.I would steer well clear!

That may the case with a cat B but not a cat D which is classed as a damaged repairable,besides been registered,and the obvious stigma attached, the insurers should insure it again,however even when repaired you may have a fight agreeing on a value.

[joospeed]

Cat D cars are generally bargians .. most people areput off by the insureance write off tag .. but they're the best way of getting into a performance car on a budget especially if you intend to keep it for a very long time and then the end residual isn't an issue

[tvrinbfg]

Plus you can take your Cat D car to Autolign in Wolverhapmton or Northampton and have it inspected. If it passes the classification changes to "Condition Inspected" and you should be able to use car finance to buy such a car and the insurance company should pay the proper retail value if the car is every written off (again!). Perhaps think hard about a car that has been written off due to water damage - the electrics will be rusting away.

[sparkythecat]

Check out this recent thread, curiously tiled " What exactly does Cat D mean?"
www.pistonheads.com/gassing/topic.asp?f=23&h=&t=163304