mk6 gti insurance
Discussion
hey guys, im new here and recently picked up a mk6 gti dsg. however,insurance quotes were ridiculous. granted its my first car but im 21 now turning 22 in the summer. maybe im not looking at the proper companies so would like some help as who to to call up. any ones that specialise in hot hatches?
thanks
thanks
Did you really buy a Golf GTi as a first car without checking whether you could insure it?
Can't really help much in terms of specialist insurers; the reason that young inexperienced drivers' premiums are high on hot hatches is because they are statistically an extremely high risk so there's probably not really much a specialist company will be able to do to keep your premium down. You might manage to get a slightly more sensible price if you're willing to have a black-box installed and/or live with a curfew.
Have you tried the usual tricks such as putting an older adult on the policy as a named driver?
Can't really help much in terms of specialist insurers; the reason that young inexperienced drivers' premiums are high on hot hatches is because they are statistically an extremely high risk so there's probably not really much a specialist company will be able to do to keep your premium down. You might manage to get a slightly more sensible price if you're willing to have a black-box installed and/or live with a curfew.
Have you tried the usual tricks such as putting an older adult on the policy as a named driver?
biiiigH97 said:
adrian flux gave me a quote of 320 a month with about 1k upfront cost. ouch lol. tbf my area is s
t. thats the best one i got so far thanks for mentioning it
What the actual F? 12 x £320 - £1K 'deposit', or 12 x £320 + 1 x £1000?t. thats the best one i got so far thanks for mentioning itA complete rip either way.
I feel for young folk. Screwed over with first time house buying, renting AND cars.
Try GreenLight and Brentacre as well. Will none of the big players touch you?
If you can't get a reasonable quote, you will have to get a slower, more boring car unfortunately. Or move to a better area, but see above, f'cked either way!
Maybe a MK5 manual GTI might be cheaper to insure. Not as complex, so cheaper to fix in theory.
kambites said:
Did you really buy a Golf GTi as a first car without checking whether you could insure it?
Can't really help much in terms of specialist insurers; the reason that young inexperienced drivers' premiums are high on hot hatches is because they are statistically an extremely high risk so there's probably not really much a specialist company will be able to do to keep your premium down. You might manage to get a slightly more sensible price if you're willing to have a black-box installed and/or live with a curfew.
Have you tried the usual tricks such as putting an older adult on the policy as a named driver?
2nd putting an older driver as the primary driver, some policies additional drivers earn NCB, I think the choice of car will also affect your premium, you'd be surprised how much cheaper some old barge would to ensure even though it has a big V8 under the bonnet, I found a SAAB 95 Aero (2.3T) to be cheaper to insure than a Renault Scenic Dci! Can't really help much in terms of specialist insurers; the reason that young inexperienced drivers' premiums are high on hot hatches is because they are statistically an extremely high risk so there's probably not really much a specialist company will be able to do to keep your premium down. You might manage to get a slightly more sensible price if you're willing to have a black-box installed and/or live with a curfew.
Have you tried the usual tricks such as putting an older adult on the policy as a named driver?
Brainpox said:
Why would you suggest fronting?
The correct answer is to drive a less risky car for a couple of years to build some no claims.
I'd echo the poster who asked why you wouldn't check premiums before buying a car??...
Or put an older driver as a second.The correct answer is to drive a less risky car for a couple of years to build some no claims.
I'd echo the poster who asked why you wouldn't check premiums before buying a car??...
I put my Dad as a second driver on my insurance from day one and it went down alot, 9 years on I still haven't bothered taking him off. Not sure what difference it makes anymore though.
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