How much will the accident repairs come to?

[eltax91]

Hi all, i had a bump last week, someone hit the rear of my MK1 Octavia. The insurance assessor came out this morning and decided it needs:-

• New Tow Bar (twin electrics)
• Full Rear Bumper Including mount
• New bumpber plastic trim

the reason i'm wondering how much it will come out at is i'm wondering if it'll go CAT D or if the insurance will repair it....

[jimmyb]

Shouldnt think so.

3-400 for the towbar.

250-300 for the bumper

Bumper fixings maybe another 50 quid

Bill wont go over a grand.

[eltax91]

jimmyb said:

Shouldnt think so.

3-400 for the towbar.

250-300 for the bumper

Bumper fixings maybe another 50 quid

Bill wont go over a grand.

Ah ok. Well the car is an X Reg Octavia Tdi with 120k on the clock. Worth about 12-15 hundred quid. Might be borderline write-off then?!

[jimmyb]

Aaaah right uhh yeah borderline im no expert in insurance but do have a rough idea of parts.

[Dr G]

Nah, that's 7-800 quid of cosmetics at retail - you'll be fine.

[hugo a gogo]

quids in!

collect money from other bloke's insurance
effect some cheapo repairs
PROFIT!

[eltax91]

hugo a gogo said:

quids in!

collect money from other bloke's insurance
effect some cheapo repairs
PROFIT!

My thoughts exactly. The bumper is already covered in scratches etc, but the one caused by the tow bar hitting it is such that it requires an entire new one. I can live with the damage if it goes CAT D! In terms of fixing the tow bar, i NEVER tow with it, the bar came on the car when i bought it, i left it on as an accident protector anyway! i reckon a quick bend back with a large scaf pole will do the trick, if i ever sell it (unlikely) i'll take it off as i'd hate for someone to tow something heavy with a weakened tow bar!

Of course, when the assessor came out and asked what i towed with it. "A great big heavy caravan of course"