Wedding Insurance £10,000,000 Pub. Liability URGENT
Discussion
At the weekend we were informed that we need to extended our public liability to £10,000,000 by the venue.
I have gone back to our current insurers, which is Wedding Plan, and they have gone to their underwriters which will come back to us in 24-48 hours.
This is cutting it rather fine if they say they can't do as our Wedding is this weekend.
Can any of the insurers on here point us in the right direction?
I would rather get it sorted now with someone who can tell me straight away than waiting for the current insurers coming back to us and saying no on Wednesday. Which gives us 2 days to find an alternative.
Can it be done as a specific event if wedding insurance wont cover it?
Nice of the venue to tell us the week before.
I have gone back to our current insurers, which is Wedding Plan, and they have gone to their underwriters which will come back to us in 24-48 hours.
This is cutting it rather fine if they say they can't do as our Wedding is this weekend.
Can any of the insurers on here point us in the right direction?
I would rather get it sorted now with someone who can tell me straight away than waiting for the current insurers coming back to us and saying no on Wednesday. Which gives us 2 days to find an alternative.
Can it be done as a specific event if wedding insurance wont cover it?
Nice of the venue to tell us the week before.
Very odd for the couple to be asked.
When I was a hotelier it was normal to ask 3rd party suppliers (disco, bands etc) for public liability.
We used to ask for £5.0 million, or they could not use the venue.
I would double check and ask for the request to be put in writing explaining why etc.
When I was a hotelier it was normal to ask 3rd party suppliers (disco, bands etc) for public liability.
We used to ask for £5.0 million, or they could not use the venue.
I would double check and ask for the request to be put in writing explaining why etc.
It is the terms of their venue that all events have to have their own public liability. As it is in a museum. We got this at £5 million, however following an incident the other month they have decided to up it to £10 million.
Apparently quite standard for wedding venues. I didn't know about it until getting married and finding the venue. A real s
tter that they spring this on us with a few days to go.
Apparently quite standard for wedding venues. I didn't know about it until getting married and finding the venue. A real s
tter that they spring this on us with a few days to go.don'tbesilly said:
elster said:
A real stter that they spring this on us with a few days to go.
They really value their clients!tter that they spring this on us with a few days to go.10 million seems ridiculous, are your guests of a peripatetic persuasion?
To spring this on you at the last minute is also very poor form. I would be looking very carefully at my contract to see how they can legally justify this. I would also be talking to them about this in detail.
What is to stop them calling you on Friday and saying "Oh, we've thought again and we need £eleventybillion PLI. By the way did we tell you we had double booked, don't worry though as if you get the insurance we'll manage somehow..."
desolate said:
In these circumstances using a scanner and Word to knock up a letter from your broker confirming the cover is in place would be perfectly understandable.
Ridiculous behaviour from the venue.
If it was anything other than for my wedding I would be tempted to. Ridiculous behaviour from the venue.
Absolute joke, I wish I could use my business PL
elster said:
National Railway Museum.
Have you seen the price of getting a boiler retubed!I'm intrigued as to what the incident was that's caused them to up the level of cover, any ideas?
I would have thought the level of cover specified when you agreed the hire of the venue would stand surely. Would they not run the risk of being liable for all your out of pocket expenses if they cancel on you at the last minute?
Obviously IANAL etc.
elster said:
desolate said:
In these circumstances using a scanner and Word to knock up a letter from your broker confirming the cover is in place would be perfectly understandable.
Ridiculous behaviour from the venue.
If it was anything other than for my wedding I would be tempted to. Ridiculous behaviour from the venue.
Absolute joke, I wish I could use my business PL
If you do struggle please post and I will ask around for you.
Magog said:
elster said:
National Railway Museum.
Have you seen the price of getting a boiler retubed!I'm intrigued as to what the incident was that's caused them to up the level of cover, any ideas?
I would have thought the level of cover specified when you agreed the hire of the venue would stand surely. Would they not run the risk of being liable for all your out of pocket expenses if they cancel on you at the last minute?
Obviously IANAL etc.
New rules and the contract does say subject to change.
I would imagine that I wouldnt see a penny if it was cancelled.
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