Insurance excess

[flatsix3.6]

Mods move this if you think it needs to.

Last week I did some sub contract work for another firm and had the use of their vehicle, however I caught someone else's bonnet and scratched it, exchanged details for insurance me giving the company I was working for their details.

Invoiced company for days work but questioned the amount paid to bank as it was £250 short, they have informed me that they have deducted their £250 excess.

Now I have cover on my vans but have never deducted the excess from the driver if there has been an accident.

What's the best way to argue this, if there is one.

[insurance_jon]

do you have a contract with them? does it state that drivers are responsible for the excess?

[flatsix3.6]

insurance_jon said:

do you have a contract with them? does it state that drivers are responsible for the excess?

Nothing signed, just invoice them for labour and mileage when I use my own vehicle.