Newly established Ltd Co - mobile phone contract?
Newly established Ltd Co - mobile phone contract?
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Toaster Pilot

Original Poster:

14,867 posts

188 months

Friday 31st March 2017
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I have a newly established Ltd Co which currently has very little cash and obviously no history (I'm switching to IT contracting from a permanent role)

Will need a business phone when I no longer have a company mobile - how long am I likely to need to have been trading before a mobile provider won't just tell me to FRO?

thumbup

trickywoo

14,242 posts

260 months

Saturday 1st April 2017
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Albeit three years ago I had no problems getting a phone with a brand new company.

Doofus

34,551 posts

203 months

Saturday 1st April 2017
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My 'personal' mobile has been on a business contract for at least ten years.

They set up the DD from my personal bank account and, as far asI recall, they didn't give a toss about the business, or even whether or not I had a business (I did).

In practice, it makes no difference whether you have a business or a personal contract, unless you have more than 20 lines.

Slushbox

1,484 posts

135 months

Saturday 1st April 2017
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Or, in the interim you can set up a VOIP local landline number for peanuts and either re-direct calls to your mobile, or use an app like 3CX on your phone or computer/pad-thing.

Sipgate Basic is PAYG and cheaps. £10 gets you started.

Soho66 is monthly debit of about £4 with more features.

(There are others.)

Both have re-direct on non-answer or immediately.

Advantages: you can get a landline number today and re-direct it or VOIP it to whatever you end up with. You keep the 'landline' number even if you change mobile numbers.

Toaster Pilot

Original Poster:

14,867 posts

188 months

Saturday 1st April 2017
quotequote all
Doofus said:
In practice, it makes no difference whether you have a business or a personal contract, unless you have more than 20 lines.
It does if you need it to be in the company's name in order to account for it as an expense though smile

Slushbox - thanks for the tip, already got a VOIP number diverting to my personal phone for times when having a "landline" number are a good idea

surveyor

18,705 posts

214 months

Saturday 1st April 2017
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Toaster Pilot said:
Doofus said:
In practice, it makes no difference whether you have a business or a personal contract, unless you have more than 20 lines.
It does if you need it to be in the company's name in order to account for it as an expense though smile

Slushbox - thanks for the tip, already got a VOIP number diverting to my personal phone for times when having a "landline" number are a good idea
Why? Just put it through expenses?

Doofus

34,551 posts

203 months

Saturday 1st April 2017
quotequote all
surveyor said:
Why? Just put it through expenses?
This.

Toaster Pilot

Original Poster:

14,867 posts

188 months

Saturday 1st April 2017
quotequote all
Everything I've read suggests doing so for a personal phone contract that is used for business is generally a bad idea and that having one in the company's name is the accepted way of doing so

Doofus

34,551 posts

203 months

Saturday 1st April 2017
quotequote all
Toaster Pilot said:
Everything I've read suggests doing so for a personal phone contract that is used for business is generally a bad idea and that having one in the company's name is the accepted way of doing so
Why? What have you read? I've used my personal phone for the several business I've had over the past fifteen years and more. I have a business tariff and a contract in my name personally. I've always reclaimed the cost as a business expense and until today, I doubt even my wife would have known this was the arrangement, so I'm not sure how anyone can say this isn't 'acceptable'.

Plus, if you're concerned that any provider is going to refuse you a business contract, then you ain't got much choice anyway, have you? ;l)

RM

686 posts

127 months

Saturday 1st April 2017
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Just try it, they can only say no. It will depend on the result of the credit check. I tried to get a cheap phone contract on a company 3 years old, but we had moved registered office twice (for reasons not in our control) recently and the computer said no. So the nice lady asked if I had any other companies, and I did have one, recently registered and not yet trading. Computer said yes!

RM

686 posts

127 months

Saturday 1st April 2017
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Doofus said:
Why? What have you read? I've used my personal phone for the several business I've had over the past fifteen years and more. I have a business tariff and a contract in my name personally. I've always reclaimed the cost as a business expense and until today, I doubt even my wife would have known this was the arrangement, so I'm not sure how anyone can say this isn't 'acceptable'.

Plus, if you're concerned that any provider is going to refuse you a business contract, then you ain't got much choice anyway, have you? ;l)
There may be NI implications. See https://www.gov.uk/expenses-and-benefits-mobile-ph...

Doofus

34,551 posts

203 months

Saturday 1st April 2017
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RM said:
I've never had an issue. 50% line charge reclaimed, plus calls, which is alwyaays nil unless I'm abroad because I have so many free minutes on my contract.

And yes, one of my companies did have a lengthy PAYE audit. They found nowt. Bloody glad I was insured though...

Toaster Pilot

Original Poster:

14,867 posts

188 months

Wednesday 17th May 2017
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To add some closure to this thread - I applied for a business contract with EE through a reseller (A1 Connect) and was accepted with no issues.