Indemnity insurance
Discussion
Ari said:
Any suggestions for indemnity insurance? Self employed doing media type things - photography, copywriting, video editing, stuff like that.
I spent 25 years doing 'photography, copywriting, video editing, stuff like that'. In Year One I thought 'OMG what if I screw up and a client hasn't got his video for his sales conference and he sues me for loss of earnings?' By about Year Three I realised that I and my suppliers were competent and binned the insurance. Never even came close to needing it. So if I may misquote Clint Eastwood, 'How competent do you feel, punk?' 
Simpo Two said:
Ari said:
Any suggestions for indemnity insurance? Self employed doing media type things - photography, copywriting, video editing, stuff like that.
I spent 25 years doing 'photography, copywriting, video editing, stuff like that'. In Year One I thought 'OMG what if I screw up and a client hasn't got his video for his sales conference and he sues me for loss of earnings?' By about Year Three I realised that I and my suppliers were competent and binned the insurance. Never even came close to needing it. So if I may misquote Clint Eastwood, 'How competent do you feel, punk?' 
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