Business banking

[JimmyConwayNW]

Currently with HSBC car sales business circa £7/8m per year turnover.

Looking at reviewing business banking just to ensure we have a good deal.

At a point where I want to borrow so keen to shop around. HSBC online is very good, limited downtime and has worked well but feel its just the bank we set up with because they were local rather than the best for us.

A few conversations with HSBC have left me feeling as if they care about new start companies and then big, big companies and I am a bit middle of the road at the minute.

Any strong suggestions. Based Cheshire if that helps.

2020 plan is to grow and look to take on an overdraft plus borrow so need someone with an appetite to lend.

[dazmanultra]

We found with Barclays, when we were sub £2m t/o they didn't care, as soon as we started growing quite significantly they were falling over themselves to offer us money. I think approximately £5m is when you get to a regional manager level where someone will actually come and look after you rather than you having to go and meet them, which is nice.

Handelsbanken we did look at one point but didn't switch in the end.

[JimmyConwayNW]

dazmanultra said:

We found with Barclays, when we were sub £2m t/o they didn't care, as soon as we started growing quite significantly they were falling over themselves to offer us money. I think approximately £5m is when you get to a regional manager level where someone will actually come and look after you rather than you having to go and meet them, which is nice.

Handelsbanken we did look at one point but didn't switch in the end.

That is sort of what I could do with. Someone that can come to us or set up a meeting rather than the phillipines based call centre we seem to get. Thanks Daz.