Buy to Let: Recommendation sought about repairs insurance

[London GT3]

I have a small number of buy to let properties all built in circa 2012. They are managed by external agents.

I am looking for recommendations for good quality insurance policies that deal with electrical, plumbing, drains, boiler repairs etc. I know that the British Gas offer a Landlord Homecover policy which includes an annual gas safety certificate. I currently pay for my buildings insurance via a broker but i would be happy to bundle this into a single policy or keep it separate.

I would welcome any recommendations from people who have cover in place.

Thank you.

[The Moose]

For our BTLs, we’ve found that in general, you’re better to self insure than buy insurance for those issues. The cost per month/year is generally high in comparison to the coverage you end up having.

You should always have some retained earnings to cover these types of things.