How best to invest 100k
How best to invest 100k
Author
Discussion

custardtart

Original Poster:

1,746 posts

283 months

Tuesday 18th March 2008
quotequote all
Come on all you experts out there, how could I make the most of my theoretical £100k?

I'd be looking at minimum 5 year investment and don't mind splitting the amount over investments of varying risk.


johnfm

13,751 posts

280 months

Tuesday 18th March 2008
quotequote all
You could probably buy a bank or two in the US with that!

okgo

42,287 posts

228 months

Tuesday 18th March 2008
quotequote all
custardtart said:
Come on all you experts out there, how could I make the most of my theoretical £100k?

I'd be looking at minimum 5 year investment and don't mind splitting the amount over investments of varying risk.
Buy me into a a couple of WPT events hehe

Timmy33

13,014 posts

228 months

Tuesday 18th March 2008
quotequote all
In the current environment. A multi-currency deposit fund would seem sensible.

Either that or 75% cash on despoit. 20% split between dividend yiedling equities and corporate bonds. and 5% into a spread betting account to play with.

NoelWatson

11,710 posts

272 months

Tuesday 18th March 2008
quotequote all
Timmy33 said:
In the current environment. A multi-currency deposit fund would seem sensible.

Either that or 75% cash on despoit. 20% split between dividend yiedling equities and corporate bonds. and 5% into a spread betting account to play with.
Maybe some N&SI RPI bonds if a higher rate taxpayer

Timmy33

13,014 posts

228 months

Tuesday 18th March 2008
quotequote all
NoelWatson said:
Timmy33 said:
In the current environment. A multi-currency deposit fund would seem sensible.

Either that or 75% cash on despoit. 20% split between dividend yiedling equities and corporate bonds. and 5% into a spread betting account to play with.
Maybe some N&SI RPI bonds if a higher rate taxpayer
yes not a bad idea, esp as RPI seems set to keep climbing for the forseeble!

aa2008

59 posts

224 months

Tuesday 18th March 2008
quotequote all
No ones mentioned Gold biglaugh

DonnyMac

3,634 posts

233 months

Tuesday 18th March 2008
quotequote all
Give it to me.

Seriously, if you have £100k, don’t mind making a small to medium risk business investment (not opportunity or scam) for possible equity stake email me and we’ll have a chat.

Otherwise, bio-fuel crops and gold are the safe bets.
Don

paul0843

2,006 posts

237 months

Wednesday 19th March 2008
quotequote all
in the process with a few friends of buying a working gold mine in west africa with a view to selling/floating in london .all investments welcomed..$1000 dollars an ounce...

DonnyMac

3,634 posts

233 months

Thursday 20th March 2008
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Ok, no phone call - must have gone with gold

Simpo Two

92,990 posts

295 months

Friday 21st March 2008
quotequote all
You give it to a stockbroker, and they invest it for you until it's all gone.

custardtart

Original Poster:

1,746 posts

283 months

Friday 21st March 2008
quotequote all
Timmy33 said:
In the current environment. A multi-currency deposit fund would seem sensible.

Either that or 75% cash on despoit. 20% split between dividend yiedling equities and corporate bonds. and 5% into a spread betting account to play with.
Not familiar with a multi currency deposit fund, what are they and where can I get more info?

Also, any thoughts on Tanzanite?

What do people think are the best stock market sectors at the moment ie. Banking?

Thanks to the offers of buisness opps but this is all theoretical wink

groucho

12,134 posts

276 months

Sunday 23rd March 2008
quotequote all
custardtart said:
Come on all you experts out there, how could I make the most of my theoretical £100k?

I'd be looking at minimum 5 year investment and don't mind splitting the amount over investments of varying risk.
Clicky

Edited by groucho on Sunday 23 March 14:43

JeffC

1,838 posts

242 months

Monday 24th March 2008
quotequote all


Im certainly no expert but have been watching barclays shares with interest, they have been below £4 a few times over the last couple of weeks, Im thinking of buying in and sitting on them and hope they get back up there the dividend will be worth a few quid even if they hover around the price they are and at £4 surely they have to be a reasonabley safe bet..but suppose the same could have been said about Northern Rock yikes

dan101smith

17,053 posts

241 months

Tuesday 25th March 2008
quotequote all
How about investing into an EIS scheme, or perhaps make the most of the end-of-tax-year discount periods on VCTs?

It depends if you're looking for a pure return, or would like some tax mitigation (IHT/CGT etc).

GPSS

694 posts

241 months

Tuesday 25th March 2008
quotequote all
If you buy a property in Slovacia and keep it for five years there is no capitol gains tax, flat in Bratislva market rising 20 to 30% pa job done.

stimmers

2,312 posts

233 months

Tuesday 25th March 2008
quotequote all
GPSS said:
If you buy a property in Slovacia and keep it for five years there is no capitol gains tax, flat in Bratislva market rising 20 to 30% pa job done.
looked into this market and think its a lot of hot air. Rentals are poor and the local economy is not rising anywhere near the level as these flat prices, so when you come to cash it in, who on earth are you going to sell it to ?

stimmers

2,312 posts

233 months

Tuesday 25th March 2008
quotequote all
haworthlloyd1 said:
If you want to invest your money without you having to 'work' with your money you could have a look at investing in Brazil at the moment. .
I take your Brazil and raise you Argentina. My plots of land i bought in a country club near BA is worth 3 times the amount i paid in just 12 ish months and there is deff a local market, infact there are waiting lists for plots in exclusive country clubs.

Also Agricultural land over there is a superb investment. This type of investment even increased when the Argentina economy crashed, which is staggering.

I also agree with you that there are some property bargains out there at the moment, takes time and effort to find the good ones though.

zadumbreion

1,049 posts

250 months

Wednesday 26th March 2008
quotequote all
I would much rather invest money in something I had some effect on - for example a business. The problem with "investments" is that you are always going to be at someone else's mercy. I appeared to have made quite a lot of money in the past when I sold my first business to a Plc - which shortly afterwards went bust leaving me with a pile of worthless shares.

From that point onwards, I decided I would never be in a position where somebody else could make all my money disappear. For that reason, I personally would always prefer to invest in a small business - something where you can identify all the risks and have a significant impact on the outcome. There aren't many small businesses which are going to disappear overnight because someone presses a button somewhere (provided you have researched and understood the business properly). The safest place for my money is my own business, because I know exactly what's coming in and what's going out.

So personally - I would use 100K to buy a small business of some sort. There are various websites that have listings of businesses for sale.

league67

1,878 posts

233 months

Wednesday 26th March 2008
quotequote all
stimmers said:
haworthlloyd1 said:
If you want to invest your money without you having to 'work' with your money you could have a look at investing in Brazil at the moment. .
I take your Brazil and raise you Argentina. My plots of land i bought in a country club near BA is worth 3 times the amount i paid in just 12 ish months and there is deff a local market, infact there are waiting lists for plots in exclusive country clubs.

Also Agricultural land over there is a superb investment. This type of investment even increased when the Argentina economy crashed, which is staggering.

I also agree with you that there are some property bargains out there at the moment, takes time and effort to find the good ones though.
Sounds interesting. Can I PM you for more details ? smile